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Title: Nosy Neighbors Got You Down? Consider A Privacy Fence Word Count: 352 Summary: A privacy fence is a nice way to keep out unwanted eyes from your yard or home. These are generally solid fences that are fairly high so people can not easily peer over them. Keywords: privacy fence,privacy,home improvement,fencing,fence,wood fence Article Body: A privacy fence is a nice way to keep out unwanted eyes from your yard or home. These are generally solid fences that are fairly high so people can not easily peer over them. Families who have small children who often play in the backyard sometimes use privacy fences. Also, people who have pools or hot tubs often want to use a privacy fence in order to keep people from looking in on the activities occurring in the backyard. Anyone who wants an added bit of security will want to have a privacy fence installed if there is not one already there. A privacy fence can be very decorative. It can be made from a variety of materials and depending on the area you want blocked off you can make it an industrial look or a very homey look. Whatever your personal style and taste is, there is a type of privacy fence available to you. Some people choose to not even use a traditional fence for privacy but instead use shrubs or trees. They will line the area with close fitting tall shrubs or trees. This is very nice because it lends an attractive look to the landscape. For people who have gardens, hot tubs or pools, this option may be particularly appealing. The downside to this type of privacy fence is that it will need much more maintenance to care for and trim the shrubs or trees so they stay attractive. Privacy fences can be made of wood also. These are usually treated wood that is approximately eight feet tall. A decorative topper can also be added. Because the privacy fence is typically solid, it can look a little plain especially if it is being used around a home. You will want to make it a little more attractive while maintaining the functional use for it as well. A decorative lattice work on the top will help achieve that. A privacy fence can also be made of other materials including chain link and vinyl. For a chain link fence, slats are woven among the links to create a solid wall.

Title: New Ways To Turn That Clutter Into Cash Word Count: 298 Summary: If you've got a lot of clutter in your house, you're not alone. Millions of homeowners discover this either when they're getting ready to move or at the start of spring cleaning. The latest trend in home organiztion is to clear out and cash in by dropping off unwanted items at drop-off stores. Keywords: New Ways To Turn That Clutter Into Cash Article Body: If you've got a lot of clutter in your house, you're not alone. Millions of homeowners discover this either when they're getting ready to move or at the start of spring cleaning. In the past, clearing out homes resulted in low-revenue garage sales and multiple trips to the consignment store. But today, the latest trend in home organization is to clear out and cash in by dropping off unwanted items at eBay drop-off stores. Organizational expert Peter Walsh, from TLC's "Clean Sweep," confirms the trend. "eBay drop-off stores like iSold It are really the hot new trend in home organization," he notes. "For occasions such as that yearly cleaning, they provide an easy way for you to get that clutter out of your house and earn some extra cash." According to a recent PEW Internet and American Life Project survey, only 17 percent of online American adults have used the Internet to sell items. For the other 83 percent, eBay drop-off stores offer a fast and easy way to sell online. eBay drop-off stores professionally photograph the item, write descriptive copy, list it online, collect payment and then pack and ship the item. Once the transaction is complete, the seller receives a check in the mail. For many drop-off stores there are no up-front charges; instead, commission is charged once the item sells. Here's a typical reaction from a customer when dropping off items. "I was determined to clean out my garage-I had old car parts, a vintage train set, you name it," said Bernie Dodyk, Novi, Michigan customer. "I took the whole lot to a drop-off store and made over $5,000. Now I can park my car in the garage again." As the world's leading drop-off store, iSold It provides customers with an easy, hassle-free way to sell items online.

Title: New vs Used Mobility Scooters Word Count: 450 Summary: Auctions sites, such as Ebay, offer what seems to be good deals on power wheel chairs and scooters. The rule for buying merchandise off of Ebay and similar web sites is caveat emptor. Caveat Emptor is a Latin phrase that means let the buyer beware. Keywords: electric scooters, electric scooter, electric mobility scooters Article Body: Many people who consider buying a mobility scooter to restore their mobility and independence often consider purchasing a used one mobility scooter to save money. Auctions sites, such as Ebay, offer what seems to be good deals on power wheel chairs and scooters. The rule for buying merchandise off of Ebay and similar web sites is caveat emptor. Caveat Emptor is a Latin phrase that means let the buyer beware. Even the new mobility scooters that are sold on Ebay can suffer from poor quality, especially if the product is not made by a reliable manufacturer. Many new discount scooters sold on online auction sites are mass produced in China, where the labor costs are low. The concern of discount scooter manufacturers is quantity rather than quantity. The best strategy for buying a reliable new mobility scooter is to purchase only brand names that you recognize that are known to be of consistent quality. Buying any used product involves certain inherent risks. Anyone who has bought a used car knows this rule, as dealers are known to not tell a buyer about mechanical faults t in the vehicles they sell. The private deals under which used mobility scooters are purchased may not suffer from this sort of dishonest behavior, but the scooters former owner who does not need the product or never needed the mobility scooter in the first place are not professional mechanics in most cases. The batteries of used mobility scooters may be worn down, and brake problems often develop after prolonged use. Buying a new battery or having someone available to fix the brakes of a used scooter may be a solution, but it is often more trouble than it is worth. The seat likely has also conformed to the body contours of the scooter's previous owner. Buying a new mobility scooter made by a recognized manufacturer ensures that mechanical faults are not present, and if faults are present, a manufacturer's warranty covers the cost or repairs or replacement parts. In extreme cases where the vehicle is beyond repair, provision may be made for a new scooter to be sent to the buyer. You can save money buying a used mobility scooter if you shop around carefully. Considering that it is often a medical necessity for the user to buy one, it is better to buy a brand new scooter to avoid many of the pitfalls and frustrations that come with buying a used product. Manufacturer warranties change the buyer's guideline from caveat emptor to caveat vendor. The latter Latin phrase simply means let the seller beware. Which is just a fancy way of saying sellers make mechanical faults in the scooter the responsibility of the manufacturer.

Title: New Study: Cleaning The Tub Is A Pain Word Count: 320 Summary: People have been complaining about cleaning the bathroom since the advent of indoor plumbing. Now help is on the way for those who detest bending and stretching to get a clean tub and shower. Keywords: New Study: Cleaning The Tub Is A Pain Article Body: People have been complaining about cleaning the bathroom since the advent of indoor plumbing. Now a new study by the University of California San Francisco/Berkeley Ergonomics Program indicates that help is on the way for those who detest bending and stretching to get a clean tub and shower. According to the study, using a tool with a long handle can make cleaning the tub/shower easier, taking less effort and decreasing stress on shoulders, knees and lower back. "The widely used sponge and spray cleaner cleaning method tends to place users in several postures that can result in injury to the musculoskeletal system," said study lead ergonomist and physical therapist, Ira Janowitz. "Our research shows that using a cleaning tool with a long handle to do the stretching for you helps relieve musculoskeletal stress." Following a few easy tips can help you prevent low back pain, says Janowitz. • Push rather than pull when you have to move a heavy object. Keep your back straight and the object close to your body when moving an object. Always avoid twisting while you are lifting. • While performing common household chores, use products that are ergonomically designed to reduce awkward bending or stretching, such as the Clorox BathWand. Designed specifically for cleaning the tub and shower, this handy tool has a 23-inch handle and swiveling head that allows you to easily reach large and hard-to-clean areas without straining or kneeling. • An inactive lifestyle can contribute to lower back pain, so make sure to exercise regularly. Exercise is important for strengthening and conditioning muscles of the torso, or "core" muscles, that support the lower back. Experts estimate that 80 percent of Americans will experience back pain at some point in their lives. To keep back pain from interfering with the activities of your daily life, be sure to take the necessary precautions when possible-be it on the job or while doing chores around the house.

Title: New Furniture Can be Comfy Too Word Count: 546 Summary: You�ve just moved into a new house and suddenly the comfy old furniture you�ve cherished for years�okay, decades � just doesn�t seem to work any more Keywords: furniture, home decorations Article Body: You�ve just moved into a new house and suddenly the comfy old furniture you�ve cherished for years�okay, decades � just doesn�t seem to work any more. Do you give up the comfy old stuff for new furniture? The truth is that you don�t have to choose. You can buy new furniture that is comfortable if you know how to shop. Start with the living room. If you�ve had your couch, loveseat, or sectional for more than 10 years, chances are you need to rethink your furniture needs. Do you have a small child now who has trouble getting on or off of a couch that didn�t seem too wide when you bought it? Is your sofa apartment-sized to fit into your first place, but it seems out of proportion now in your new home? Take size and width of seating into consideration when buying. And the only way to know if it�s comfortable is to sit on it. If you plan to nap on your couch, lay on it right in the furniture showroom. Don�t be afraid to test the level of comfort. Looking for a chair or recliner? Take your shoes off and sit in it like you would at home. If you usually tuck your feet under you, that�s how you should sit when you try out the furniture. See just how far back that recliner will lean back or just how hard the rocker can rock. While you�re trying out the potential new furniture, note whether it�s comfortable or not. If it�s not, don�t buy it. Move on. Furniture is not like shoes or jeans. You shouldn�t buy them with the hope of breaking them in for comfort over a period of time. The new furniture should be comfortable as well as functional upon purchase. Moving to the dining area you�ll need to take into consideration your table and seating needs. A family of five probably won�t be comfortable squeezing around a breakfast style bar built for two. Likewise, a couple who seldom entertains and is years away from planning a family might not want to take up space with a table that accommodates eight. Know your needs. Know your likes as far as colors and styles. Then, have a seat. Again, it�s the only way to know if your new furniture is going to be comfortable. No one really likes to lie on a bed in a furniture showroom, but if you are going to buy one it�s a must. Do you usually sleep on your belly? Crawl up on the bed and lie as you would if you were asleep. Roll around. How does it feel? Don�t buy the first one just because it felt okay. The next one might feel better and still the third might feel great! If you are furnishing a home office, the same tips apply. Sit in the chair. Pull up under the desk. Pull out all the drawers and compartments you can find. Will the printer be within comfortable reach? Keeping your house comfortable furnished doesn�t mean giving up style. And giving in to style, doesn�t mean that you can�t have comfortable new furniture!

Title: New Appliances Make Laundry Day Easier Word Count: 371 Summary: Traditionally, the washer and dryer have been necessary annoyances in the home. They're loud, inefficient and hard on clothes, but they're the only way to tackle the ever-growing mountains ... Keywords: New Appliances Make Laundry Day Easier Article Body: Traditionally, the washer and dryer have been necessary annoyances in the home. They're loud, inefficient and hard on clothes, but they're the only way to tackle the ever-growing mountains of laundry that families produce week after week. Now, some innovations in laundry are changing the way people look at these appliances. New lines of front-loading washers and dryers save time, save wear and tear on clothes, and help save the environment. According to Best Buy, over the past year, sales of front-loading washers and dryers have surged to make up 15 percent of all laundry sales. That makes front-loading washers and dryers the fastest growing category of appliances in the country. "People don't often think about getting a new washer or dryer until their old one breaks, but when our customers learn about all the benefits of these new units, many of them are choosing to make an immediate change," said Lisa Smith, business general manager of appliances for Best Buy. One key difference between front-loading washers and top-loading washers is the amount of water they use. The newer front-loaders automatically adjust the water level to the size of the load, consuming 35 percent to 50 percent less water and using half as much energy per load. Another key benefit of front-loading washers is that they are easier on clothes. Top-loading washers rely on the center agitator inside the tub to move the clothes around. These agitators can stretch and tangle clothes and contribute significantly to wear and tear. Front-loading washers don't use agitators. Instead, they gently cycle the clothes through the water. Even delicate clothes can be washed in front-loading washers, meaning fewer trips to dry cleaners. Like the washers, front-loading dryers also offer substantial benefits. They have multiple settings to conform to specific drying needs and help prevent overheating. The newer dryers also spin faster, reducing the time it takes to dry the clothes. The reduced drying time can save as much as 30 percent on the energy bill from the dryer. The benefits and style of these new washers and dryers still may not make doing laundry fun, but they can make the chore easier. These new appliances have vastly increased capacities, with some holding up to 22 bath towels at one time.

Title: Need To Get Information About Your Biological Parents? Word Count: 388 Summary: Sooner or later, adopted individuals � whether in their younger years or during adulthood � would have the tendency to feel the need to search for information about their identities and to search biological parents. Keywords: publicrecords.com Article Body: Sooner or later, adopted individuals � whether in their younger years or during adulthood � would have the tendency to feel the need to search for information about their identities and to search biological parents. Although finding biological parents can be a really challenging process, most adopted individuals would persist in getting information for many important reasons. For once, these persons may be interested to trace their siblings and relatives. Most adopted persons feel enormous emptiness in their hearts that can not be filled in any other way than getting in touch with their biological parents, siblings, and relatives. On the other hand, their parents may have also been longing to get in touch with them and get information about them. Most of the time, a meeting of an adopted individual and the biological parents could answer many questions that may have been lingering in their minds for many, many years. Besides the emotional reasons, another good motivation for adopted individuals to trace their biological parents is to know their genetic and medical history. This is important for people to discover, especially if there are disorders and diseases within the family that the person can possibly inherit. For example, a woman who has a mother or a sister that has been diagnosed with breast cancer faces the inevitable possibility that that person could also get the disease. Finding accurate information then is vital for that person to take precautionary measures. Extreme cases such as the need to find a genetic match for a bone marrow, tissue or organ transplant is another important matter to consider why some people do search biological parents. Allow PublicRecords.com to shed some light in your difficult pursuit of searching information about your biological parents. By visiting PublicRecords.com, you wouldn�t have to visit different public offices or hire expensive private investigators anymore. No, you wouldn�t even need to experience searching through several government and commercial databases and get nothing but irrelevant results. And since PublicRecords.com has a huge, comprehensive database that holds more than 2 billion US public records, you can easily perform people search and find public records at the same time by using our services. Important public records � such as birth records, marriage records, divorce records, death records, phone records, and address records - are unbelievably very accessible at PublicRecords.com.

Title: Naturally Light n Strong Cedar Furniture Word Count: 531 Summary: Asian and North African People in the mountain region used cedar trees for several centuries which also known as the "Thunja plicate" in all activities of their life. They used cedar for making their homes, canoes, coffins, and even used it for cooking Keywords: Asian and North African People in the mountain region used cedar trees for several centuries which also known as the� Thunja plicate �in all activities of their life. They used cedar for making their Article Body: Asian and North African People in the mountain region used cedar trees for several centuries which also known as the� Thunja plicate �in all activities of their life. They used cedar for making their homes, canoes, coffins, and even used it for cooking. The most sacred function of the cedar tree was when it was carved into a pole and placed at tribal ceremonies. The cedar tree was named �Tree of Life� and it was monumental in their history. Cedar is considered to be the most valuable wood, because it is naturally highly resistant to rot, insect damage, and weathering. It will last for decades as cedar furniture. Cedar Wood is a smooth surfaced wood and aromatic. It weathers to a silvery gray when left untreated. Cedar Furniture can be used both as Home D�cor and Outdoor D�cor. Cedar Furniture has several classic designs and handcrafted. This furniture has its origin in the Adirondack Mountain region of New York. Cedar Furniture comes out in different types and styles. They include Classic Folding,Adirondack Chairs,Adirondack Rocker, Lake Placid Cedar Chair, Keene Valley Rocker etc. The White Cedar when superbly crafted, does a great job with indoor furniture too. Cedar furniture is all season furniture. It is cool and comfortable outdoor furniture in the summer and cozy with rustic natural indoor furniture in the winter. Cedar is handcrafted in the Adirondack State this furniture comes from the area originally known for this design. It is made of sustainable cut white cedar that grows in the Adirondacks. This has excellent weather resistance and can be used for seasons to come. Lawns and Gardens look elegant with Cedar Garden Benches. Cedar Swings can dress up any lawn, porch or deck! Cedar furniture will enhance any garden space and add to the natural beauty. Any garden with cedar furniture pieces like, arbors, chairs, benches, looks remarkable. Any one can add to beauty with cedar products like Potting Benches, Tree Benches, Planter Boxes, Chairs, and Garden Arbors & Accents. Pet Products like dog boxes and pet feeders are also available in Cedar Timber. Aromatic cedar hangers freshen clothing while discouraging moths and mildew. Red Cedar Wood Fence can be used for several purposes. . Cedar wood fencing will provide shelter, create visual points of interest in the streetscapes, prevent unwanted views. It is also works as boundary marker and acts as a climate controlling shield. Different sizes and types of Cedar wood fence is designed from strong boards that obstruct intruders. Red Cedar is more used as a fence material. Cedar fence material must be the choice considering its quality, style and durability. The Cedar wood contains natural oil which helps the wood material to resist decay and insect attack without the addition of any chemicals. Cedar fence is much more stable than other woods to minimize shrinkage. Working with Cedar is a child�s play and doesn�t involve any complexity. The cedar wood�s texture and stability is unmatched and unparalleled. This can be easily stained to get various colored outputs. When constructed and maintained with care, a cedar wood fence will look excellent for ages, adding prestige and value to home and garden.

Title: Nascar Races: Hot Tips to Car Racing Word Count: 528 Summary: Read here an introductory guide about the inner workings of auto racing and the NASCAR teams and circuit in particular. Keywords: nascar,car,cars,racing,auto,auto racing,sports,races,sport,engine,engines,recreation,lifestyle Article Body: What to Look For While Betting on NASCAR Auto racing such as Formula One and other races such as the Indy 2000 are big hits internationally. Millions of fans crowd stadiums to watch the different cars race by. The screech of burning tires as they spin by you is an experience that very few forget. NASCAR is one of the largest racing organizations in the USA. With millions of fans around the country, and some of the most expensive race cars and teams put together you can see how NASCAR and betting go together like peas in a pod. But today we are going to talk about the teams crews. The great thing about NASCAR is that it is an individual sport and a team sport at the same time. So when we start talking about sports betting, or race betting, the options that we have are spread out and full of potential, although we are going to focus on the teams part today. Now on any given day a NASCAR driver can come back from last place and win a long and tough race. Certain things must happen for a gambler to win his bet just like certain things must happen for a circumstance like this to take place. This is where the team comes into play. Sports betting and betting on NASCAR is and around the clock job; the teams mechanics are working on the cars days in a row to get ready for the start time, changing fuel capacities, and tuning up the engines due to weather conditions as well as fitting the correct tires to the surface. A teams crew can make all the difference on race day whether that driver will win or lose. If the car is not running at full capacity due to some over looked object that needed tweaking, the driver may lose serious horsepower from his engine and lose valuable seconds here and there on the track. Now again in NASCAR there is so much telemetry and science that go into these cars; that the teams will drive a car all the way to the finish line burning off fumes to maybe win the race, or have the race blown because the car ran out of fuel after the last turn. The amount of gas they carry in the car determines weight, how fast the car will move under certain conditions and for how long the car will travel without needing to refuel. This is what can make betting on NASCAR races so interesting is the amount of variables and how they change minutely due to a change in air temperature or how the sun is beating down upon the asphalt or what wind speeds from which direction. I hope that this article helps you understand better the ins and outs of car racing in general and NASCAR races in particular. If you are not a fan, try and visit one of the tracks while a race is in progress. It will astound you. If you wish to learn more about auto racing or about the NASCAR race circuit visit http://www.gambling-portal.com/auto-racing.html and have a ball.

Title: My Dryer is Tearing My Clothes � The Inside Scoop Word Count: 662 Summary: What I found out was surprising, and if I knew then what I know now, I could have diagnosed and repaired the problem myself. So here's the inside scoop if you have the same problem and would like to save your clothes and a few dollars. Keywords: dryer, appliance, repair, clothes, tear, torn, glides, drum, seal, fix, parts, repair parts, shirts Article Body: I took some clothes out of the dryer the other day and noticed that one of my shirts was torn and my favorite t-shirt had a hole in it. Since the shirts were fine when they went in the dryer and ruined when they came out, I figured it must have something to do with the dryer. I called a service technician to find out why my dryer was damaging my clothes. What I found out was surprising, and if I knew then what I know now, I could have diagnosed and repaired the problem myself. So here's the inside scoop if you have the same problem and would like to save your clothes and a few dollars. If your dryer is tearing your clothes, you need to check three parts; the drum glides, the drum seals, and the drum support rollers. To check these parts, open the dryer's cabinet by removing the front or rear panel. Remember to disconnect the power to your dryer before beginning any repairs. The glides support the drum and are located at the top or bottom of the bulkhead (the bulkhead is located at the front of the drum). When the glides wear, the drum tilts to the front of the dryer creating a pinch point between the top of the drum and the dryer wall. Your clothes can be torn if they get caught in this pinch point. Glides are not difficult to replace. They are held in place by screws, rivets, or grooves. It's best to replace all of the glides - they can be worn out even though they look fine. Having checked the glides, now check the drum seals. They are located around the circumference of the drum and keep clothes from getting trapped between the drum and the dryer wall. Your clothes can be torn if they get caught between the spinning drum and the dryer wall. Not all dryers have two drum seals. Some dryers have one seal. Examine the seal for signs of wear or damage. You don't need to remove the drum to check the entire seal, but you do need to remove the drum belt to relieve the tension on the drum. After removing the belt, turn the drum and examine the seal. If the seal is worn it's not difficult to remove, but it takes some effort. The seal is secured to the drum with an adhesive. Before you replace the seal, make sure you have the adhesive you need � not all seals come with adhesive. To replace the seal, remove the drum from the dryer's cabinet. With the drum removed, peel back the seal and scrape off the old adhesive. Scrape off as much adhesive as you can because the new seal bonds better to a clean surface. Place the new seal, stitch side down, in the same position as the one you scraped off. Apply a small amount of adhesive under the entire edge of the seal. Allow the adhesive to dry for a few hours before reinstalling the drum. While waiting for the adhesive to dry, check the rollers located at the back of the dryer, underneath the drum. If the rollers are worn, you dryer's drum will tilt, creating a pinch point between the drum and the dryer wall. Your clothes can be torn if they get caught in this pinch point. The left roller tends to wear more than the right one but you need to replace both to keep the drum from tilting. It's easy to replace a roller because you only have to remove a screw or clip. Your new rollers may come with lubricating oil. Apply one drop of oil to the hub (center of the roller). Too much oil will only attract dust and lint and limit the life of your rollers. Now that you have the inside scoop, you can prevent your dryer from ruining your clothes. Save your clothes and your money with these simple repairs.

Title: My Child is Scratching His Head - Could it be Head Lice? Word Count: 390 Summary: Some interesting info about head lice. Read this. Keywords: Head lice, lice, headlice, pediculosis Article Body: When you observe your child consistently scratching his head, it is a good idea to examine their hair for a head lice infestation. A persistent itching on the head is a common symptom of head lice. The itching associated with head lice is usually caused by an allergic reaction to the louse bites, and as they are continually biting, it is nearly impossible to be rid of the itching without treating the infestation. Some additional symptoms of a head lice infestation include, � People who are infested with head lice will frequently feel a tickle like feeling in the hair, as if something is moving around in the hair, and on the head. � The infested person may develop sores on their head as a result of constant scratching to relieve the itch. � Another problem that may be seen in an infested person is that the sores on their head become infected. This can become a serious health condition if left untreated. Before head lice can be diagnosed, you must examine the head closely. Look for nits and lice near the scalp, as well as throughout the rest of the hair. Actually spotting an adult louse may be hard because these insects move very fast, and they also have a tendency to avoid light. In the case that you are unable to confirm head lice by viewing an adult louse, you should then look for the nits close to the scalp. If nits are present, you can probably confirm a head lice infestation. If you discover nits that are more than a quarter inch from the scalp, it is likely that the infestation has been a problem for some time, and immediately treatment is essential. There are times when it is difficult to see nits on the hair shaft, if this is the case and you are unable to be sure that there are nits on the hair, you should have your healthcare provider check for nits and head lice. They may have a much easier time confirming, or eliminating an infestation, as they can use a microscope to check for nits and head lice. Once a head lice infestation has been diagnosed, it is important to treat the condition as soon as possible to avoid spreading lice to others. Ensure that you wash all clothing and replace hair accessories, and combs.

Title: Muttertag Geschenke Ideen Word Count: 557 Summary: Wie jedes Jahr steht Muttertag vor der T�r, und alle Kinder und Ehem�nner sind in Panik! Was soll ich dieses Jahr meiner Mutter oder Ehefrau schenken. Keywords: Muttertag soll etwas besonderes sein, ein Tag, wo es den M�ttern gut geht und sie sich verw�hnen lassen. Nicht immer sollte die M�ttern diesen besonderen Tag f�r sich haben, doch heuet hat sich der Muttertag in vielen westlichen L�nder und Kulturen durchgesetzt! Jeder will dass es seiner Mutter oder Ehefrau am Muttertag besonders gut geht. Man versucht mit kleinen oder gro�en Sachen den Tag der Mutter besonders zu machen, damit sie auch wirklich wissen, dass man sie lieb hat! "Danke" kann man auf die verschiedensten Wege sagen. Am Muttertag sollte es aber schon mehr als nur ein "Danke" sein. Deswegen ist die Geschenke Auswahl auch so schwer an Muttertag! Hier eine Liste von Geschenk Ideen, die den M�ttern gefallen k�nnten! Klassischer Blumenstrau� Das vielleicht einfachste und klassischste Muttertagsgeschenk ist der Blumenstrau�. Blumenl�den machen ihren h�chsten Gewinn an und vor Muttertag, ja Muttertag steht sogar vor Valentinstag als der Tage der Blumen und Blumenstr�ucher. Rote Rosen und Weise Lilien sind besonders beliebt! Restaurant Muttertag ist zwar ein nationaler Feiertag, doch arbeiten m�ssen die eisten M�tter trotzdem. Um trotzdem der Mutter eine nette �berraschung yu machen, kann man sie ja am Abend nach einem anstrengen Tag zum Restaurant ausf�hren. Am besten vorbestellen, denn auch das Restaurant ausgehen ist ein klassischer Muttertagsgeschenk! Spa Besonders arbeitst�tige M�tter finden nur wenig Zeit f�r sich selber. Meistens d�sen sie zwischen Arbeit, Kinder und Haushalt, dabei bleiben wenige Momente f�r ihr eigenes Wohl. Am besten ein Spa Gutschein verschenken, die Mutter wird es zu sch�tzen wissen. Schmuck "Diamants are the girls best friends!" Frauen und M�ttern lieben Schmuck! Es muss ja nicht immer Diamanten oder Gold sein. Besonders vom Ehemann l�sst sich die Mutter gern verw�hnen, wenn es um Schmuck geht! Shopping Tour Wie w�rde die Mutter reagieren, wenn man sie fragt "willst du shoppen gehen?". Die meisten M�tter werden entsetzt gucken, denn meisten wenn die Mutter Eink�ufe macht, muss sie Besorgungen f�r den Haushalt, den Kinder oder dem Ehemann machen, nicht etwa f�r sich selbst. Wenn aber die ganze Familie mit der Mutter shoppen geht und NUR f�r die Mutter einkaufen geht, das w�rde einer jeden Frau gefallen! Mini Reise Da es keinen offizielle Ferien am Muttertag gibt, denken sich die meisten Kinder und Ehem�nner, man k�nne nichts am Muttertag unternehmen. Dies stimmt aber nicht. Man kann sicherlich am Wochenende davor oder danach im Namen des Muttertags eine Minireise machen. Mit �bernachtung und verw�hntes Essen. Es muss nicht immer weit von zu Hause sein, man kann auch mit dem Auto sich ein benachbartes Klein Ort oder Kurort anschauen, es gibt bestimmte romantische und erholende Pl�tzchen ganz nah von zu Hause! Bedienungstag F�r alle Kinder und Familie, die knapp bei Geld sind, oder einfach mal was Neues machen wollen, sollten den Muttertag zum Bedienungstag machen! Wie das geht? Mit kleinen und einfachen Gesten die Arbeit der Mutter abnehmen. Morgens wenn die Mutter aufwacht sollte sie ein gedeckter Fr�hst�cktisch erblicken, mit frischen Br�tchen und frisch gepressten Orangensaft. Das Haus sollte geputzt und ordentlich sein, das Abendessen gekocht und sicherlich sollte die Mutter nicht sp�len. Die Mutter sollte am Bedienungstag bedient werden und einfach nichts anstrengende machen! Article Body: Muttertag soll etwas besonderes sein, ein Tag, wo es den M�ttern gut geht und sie sich verw�hnen lassen. Nicht immer sollte die M�ttern diesen besonderen Tag f�r sich haben, doch heuet hat sich der Muttertag in vielen westlichen L�nder und Kulturen durchgesetzt! Jeder will dass es seiner Mutter oder Ehefrau am Muttertag besonders gut geht. Man versucht mit kleinen oder gro�en Sachen den Tag der Mutter besonders zu machen, damit sie auch wirklich wissen, dass man sie lieb hat! "Danke" kann man auf die verschiedensten Wege sagen. Am Muttertag sollte es aber schon mehr als nur ein "Danke" sein. Deswegen ist die Geschenke Auswahl auch so schwer an Muttertag! Hier eine Liste von Geschenk Ideen, die den M�ttern gefallen k�nnten! Klassischer Blumenstrau� Das vielleicht einfachste und klassischste Muttertagsgeschenk ist der Blumenstrau�. Blumenl�den machen ihren h�chsten Gewinn an und vor Muttertag, ja Muttertag steht sogar vor Valentinstag als der Tage der Blumen und Blumenstr�ucher. Rote Rosen und Weise Lilien sind besonders beliebt! Restaurant Muttertag ist zwar ein nationaler Feiertag, doch arbeiten m�ssen die eisten M�tter trotzdem. Um trotzdem der Mutter eine nette �berraschung yu machen, kann man sie ja am Abend nach einem anstrengen Tag zum Restaurant ausf�hren. Am besten vorbestellen, denn auch das Restaurant ausgehen ist ein klassischer Muttertagsgeschenk! Spa Besonders arbeitst�tige M�tter finden nur wenig Zeit f�r sich selber. Meistens d�sen sie zwischen Arbeit, Kinder und Haushalt, dabei bleiben wenige Momente f�r ihr eigenes Wohl. Am besten ein Spa Gutschein verschenken, die Mutter wird es zu sch�tzen wissen. Schmuck "Diamants are the girls best friends!" Frauen und M�ttern lieben Schmuck! Es muss ja nicht immer Diamanten oder Gold sein. Besonders vom Ehemann l�sst sich die Mutter gern verw�hnen, wenn es um Schmuck geht! Shopping Tour Wie w�rde die Mutter reagieren, wenn man sie fragt "willst du shoppen gehen?". Die meisten M�tter werden entsetzt gucken, denn meisten wenn die Mutter Eink�ufe macht, muss sie Besorgungen f�r den Haushalt, den Kinder oder dem Ehemann machen, nicht etwa f�r sich selbst. Wenn aber die ganze Familie mit der Mutter shoppen geht und NUR f�r die Mutter einkaufen geht, das w�rde einer jeden Frau gefallen! Mini Reise Da es keinen offizielle Ferien am Muttertag gibt, denken sich die meisten Kinder und Ehem�nner, man k�nne nichts am Muttertag unternehmen. Dies stimmt aber nicht. Man kann sicherlich am Wochenende davor oder danach im Namen des Muttertags eine Minireise machen. Mit �bernachtung und verw�hntes Essen. Es muss nicht immer weit von zu Hause sein, man kann auch mit dem Auto sich ein benachbartes Klein Ort oder Kurort anschauen, es gibt bestimmte romantische und erholende Pl�tzchen ganz nah von zu Hause! Bedienungstag F�r alle Kinder und Familie, die knapp bei Geld sind, oder einfach mal was Neues machen wollen, sollten den Muttertag zum Bedienungstag machen! Wie das geht? Mit kleinen und einfachen Gesten die Arbeit der Mutter abnehmen. Morgens wenn die Mutter aufwacht sollte sie ein gedeckter Fr�hst�cktisch erblicken, mit frischen Br�tchen und frisch gepressten Orangensaft. Das Haus sollte geputzt und ordentlich sein, das Abendessen gekocht und sicherlich sollte die Mutter nicht sp�len. Die Mutter sollte am Bedienungstag bedient werden und einfach nichts anstrengende machen!

Title: Mudarse a Otro Pais Word Count: 708 Summary: Mudarse a otro pa�s no es simple, mas bien bastante complicado en muchos aspectos. Aqu� te cuento un poco mi propia experiencia espero que te sea �til. Keywords: sociedad,relaciones,motivaci�n,inspiraci�n,auto ayuda,society,relationships,motivation,inspiration,self improvement,relocating,moving,relocation Article Body: Si te mudas a otro pa�s o ciudad, sea cual fuera la raz�n, trabajo, situaci�n econ�mica, familia, novio, novia, cambio de aire; todas las razones llegan a ser insuficientes pero necesarias a la hora de adaptarse. Adaptarse a una nueva cultura, idioma, ambiente, clima, reglas sociales, y estilo de vida es muy duro y al mismo tiempo interesante. En mi caso personal, cuando me mude de pa�s fue porque mi familia lo decidi� hacer, no segu� mis necesidades ya que era demasiado chica para seguir mi propio camino y demasiado grande para depender de sus decisiones. Sin embargo segu� las decisiones de mi familia. Al principio de mi llegada, decid� tomarme todo f�cilmente como si fuera irreal, ya que era muy duro enfrentar la realidad de que me aleje de mi vida, que deje todo lo que tenia atr�s. Decid� entonces que todo seria una gran vacaci�n. Junto con el clima era caluroso, viv�a cerca de la playa lo cual en mi pa�s no lo ten�a entonces mi vida seria un cuento total. A lo largo de los meses, no hacia mas nada que salir, comprar, conocer gente y divertirme sin ning�n prop�sito de lo que iba a pasar en mi futuro. Luego de unos meses conoc� a un chico que cre�a que cumpl�a con todas mis expectativas de hombre ideal. Popular, atractivo, simp�tico, deportista y dem�s. Comenzamos a salir y cre�a que era el sue�o de mi vida hecho realidad, �Qu� pod�a ser mas perfecto que eso? La realidad me cayo de golpe cuando me di cuenta que nada de lo que cre�a tan perfecto era as�, sino una idealizaci�n de eso. Mi plata se me iba disminuyendo poco a poco, el novio perfecto no eran perfecto ni mucho menos sino que solo quer�a demostrarlo ser, y tra�a consigo m�s complicaciones y dilemas que me llevar�an a sufrir en la relaci�n. Mis alrededores no me satisfac�an como yo pensaba que iban a hacerlo, pero decid� que deb�a intentarlo igual ya que todo parec�a perfecto y no lo quer�a arruinar. Luego vino el invierno y comenc� lo que hab�a planeado antes de mi llegada: estudiar moda y convertirme en una s�per dise�adora. Sin embargo me encontr� con un lugar lleno de gente que cre�a ser demasiado rara y competitiva, sin nada de ganas de socializar ni conocer a alguien nuevo. La presi�n de ser aceptado a la escuela de arte y ganar la simpat�a de los profesores era mayor que otra cosa. Me encontr� en situaciones dif�ciles como en una clase de moldes, tratando de hacer una pollera que me llevar�a hacer un d�a entero solo el molde. Ah� me di cuenta que lo que necesitaba era estudiar en un idioma que me era c�modo, con gente parecida a mi con ganas de disfrutar la �poca universitaria y aprender pero con un prop�sito mas profundo que llenara mi alma. Luego de un tiempo pens� y pens� que todo lo que cre�a necesario para mi felicidad en realidad no me satisfac�a y no entend�a mis sentimientos y descontento. Mi familia tampoco lo entend�a. La verdad es que hay gente que sabe encontrar lo que busca m�s f�cil que otra. Pueden seguir su propio instinto sin importar lo que dir�n los dem�s, si aceptan o no. Hay otra, que les es m�s dif�cil y necesitan demostrar a los dem�s que logran lo que se proponen, sin saber si realmente lo desean. En fin, mudarse de pa�s es algo muy complicado que tambi�n tiene cosas positivas. Ayuda a abrir la cabeza y darse cuenta que uno no esta solo, que hay mucha gente diferente aparte de lo que uno cre�a �nico, que las culturas son diferentes y parecidas en muchos aspectos, que a pesar de que uno intente adaptarse a algo nuevo, en el fondo es importante mantener nuestra identidad. Debes seguir tus sentimientos siempre, porque tu solo sabes lo que es bueno para ti.

Title: Moving Utilities Word Count: 502 Summary: There is nothing that is of lesser importance when you decide to move to a new location. Equal attention has to be given to every aspect of things related to your move. Keywords: moving, movers Article Body: Planning is closely associated with moving. The outcome of your move will depend on how you planned the whole idea. Proper disconnection and connection have much to do with giving your family a comfortable move. Deal with this well ahead of your move so that you do not face inconveniences on your move to your relocated place. Utility Companies Remember to get in touch with the customer service departments of utility companies you use at least two weeks before you move. This will be an assurance that once you get to your new destination, there won�t be much problem concerning utilities. On the moving day keep your utilities working till the very last minute. There may be emergencies. Make arrangements to have your electric, gas and phone connected till you are completely set to move out. Utility disconnection at the proper timing will make a huge difference. Contact your utility company and get the details for disconnection. Make sure you do so at least two to four weeks ahead of your scheduled move. This will save you from paying late notification charges. Moreover the company also gets to take the final reading of water, gas, electric and meters. Remember to get a copy of the bill or record. In case you have any pending bills, clear them. Likewise if there are any deposits made with the utility companies get back your money before setting out. Find out about the transferring services. For short distances, the companies may be able to transfer your services to your new home but if you are moving somewhere far, you may have to deal with a new company. In order to avoid unwanted late fees, make sure that a forwarding address is sent to the supply companies where they can send final invoices. Helpful tips Once you have moved, keep your electrical appliances in room temperature before plugging them in. Remember to take off the glass plate from your microwave and tape it before you start off. Keep in mind the location of the TV, phone and internet connection. Don�t forget to carry your local phone directories. You may want to get in touch with the people from your old neighborhood. There is no need to worry about water and sewer service as they can be directly arranged through the relevant town or city department. Garbage pickup and recycling also fall into the same category. The charges for it will be included in the property tax bill. There is nothing that is of lesser importance when you decide to move to a new location. Equal attention has to be given to every aspect of things related to your move. Do all the dealings that have to be done, meet the concerned people, research on whatever requires an in dept study and make your moving free of problems. Keep in mind that it is always best to avoid last minute hassles. Never forget to give priority to planning and working on it well ahead of time.

Title: Moving Home � A Stressful Time Word Count: 413 Summary: Moving home involves a lot of work. There are also a lot of financial considerations that people generally are not used to. Engaging a solicitor, arranging the mortgage, paying for bridging finance if it is necessary, Keywords: Home loans, loans, insurance, mortgage, bridging loans, finance, low cost, money Article Body: Moving home involves a lot of work. There are also a lot of financial considerations that people generally are not used to. Engaging a solicitor, arranging the mortgage, paying for bridging finance if it is necessary, seeking the best selling price for your home, and the best buying price for the home you are moving into, all of these are very large and important transactions that cost a lot of money and may also cause you a lot of stress. Add to this the stress of actually moving house. There may be some emotional attachment to the home you are leaving and you may find this very difficult. Then you have all the practicalities of dealing with utility companies, having mail redirected, cancelling your services and informing friends and business of the move. Traumatic And this has not even begun to consider the hassle of packing up your belongings, arranging for a removal company, and transit insurance if you think you need it, and unpacking everything at the other end. It is really no wonder that so many people consider moving house such a major and traumatic experience. However, if you take a step back, the situation is really not that bleak. Most people end up moving home for very positive reasons. These will include getting a new job, or moving to a bigger property. Therefore, as well as all the stress there is also a lot of joy and excitement involved. Get Sorted You can also use the move as a chance to clear out your possessions. Look through everything before you start packing and decide what things you do not want to take with you to your new address. If there are a lot of clothes you can pack them up and give them to a charity shop. You should think about getting boxes and old newspapers gathered up. Boxes will be available from local shops and you can save your newspapers for wrapping breakables. If you are moving everything yourself, you can rent a van to help you out. Make sure it is a suitable size. If the van is too small you�ll find yourself doing multiple trips, and if it is too large you may not be able to park, or even drive it. You should be comfortable with driving the van so give it a try before loading it up to make sure. The alternative is always to hire a professional removal company.

Title: Moving from the US to Toronto Word Count: 543 Summary: My brothers wife is Canadian. They met in college and have never apart since. All of us went to college in New York, which has to be in the top for places to meet people from other countries. The only place more international for students might be London, I do not know. Its funny how certain cities draw the different nationalities for studies. Keywords: Toronto Movers, toronto moving company, toronto storage, cheap movers, free moving quote, moving estimate, gta, guelph, etobicok Article Body: My brothers wife is Canadian. They met in college and have never apart since. All of us went to college in New York, which has to be in the top for places to meet people from other countries. The only place more international for students might be London, I do not know. It is funny how certain cities draw the different nationalities for studies. Anyway, her parents are still in Toronto and have just retired. They sold the family home and are moving down to Florida to a condo that they bought years ago and now it is paid for. I think that is such a smart way to plan for retirement. Have a place to go that is paid for and then sell the house that has appreciated all these years and invest the proceeds so you have money to live on comfortably the rest of your life. My brother and his wife are on their way to Toronto this week to help them pack up the house and get ready to move. Since they have lived in the same house for over 50 years, there is an awful lot of stuff to sort through and they will have to get rid of a lot of it. That would be the most stressful part for me making the decisions to give away or throughout so many of the things that you have had around you for years. They have two weeks to get it all done, because they hired a moving company to come the second week of April and load up all their belongings. That is another very stressful time, watching people walk around with boxes of your stuff and trampling through your home, dismantling everything that you have collected and crafted over the years. It can be a really sad time, but I hope they are looking at this as a great opportunity and the next big chapter of their lives starting to unfold. My brother helped find the Toronto Movers by calling different companies and getting estimates from them. He used the internet to search for keywords like Moving Toronto and Moving Service Toronto and came up with a list of about a dozen companies. Imagine how much harder this would have been without the internet! I do not know how you would get a list of all the moving companies in another country in the first place and then you have to make all those long distance calls to get information. Instead, it was all just a few clicks and a lot of emails, and then a few conversations using toll free numbers. What a difference technology can make! He decided on a company called Miracle Movers. He said he liked their website and he even liked their company name, plus their estimate was reasonable. He did not want to take the cheapest quote and felt comfortable with the representative who talked him through the process. They charge hourly for loading and unloading the truck and you can save money for being well prepared, having everything packed and disassembled and ready for them when they get there. Hugs and kudos to my brother and his wife for stepping up and helping her folks with this huge life changing task.

Title: Moving? You Need A Car Transport Service Word Count: 441 Summary: If you are in a business which offers services such as mortgages or other financial lending options, you are most likely utilizing some form of procedure which enables you to run credit checks and even perform background checks on your potential clients. Keywords: moving, car carrier, auto carrier, transportation, car transport service Article Body: If you�re planning a relocation, you probably don�t want to worry about the bother of hitching up and pulling an extra car or truck with you, especially if it�s going to be a far move like across several states, for example. A car transport service is a great way to move your vehicles without the hassle of having to rent a tow-train or other type of auto trailer. If you are relocating and have one or several cars you are taking with you, or even own an old classic car or truck that needs to be moved and want the peace of mind of knowing it will be taken care of safely and correctly, a car transport service might be the answer you are looking for. Another reason for hiring a car transport service would be if you were starting a used car lot and had to relocate multiple vehicles at one time. You probably have enough to deal with by getting the business ready for its opening, and letting a car transport service take care of getting the vehicles there for you would be a big time saver and load off your mind. There are many car transport services readily available to assist you. One such company is United Road. They are one of the largest nationally-owned car transporting groups and offer services for moving multiple new and off-lease automobiles in addition to personally-owned vehicles. They provide a discount for volume shipments and promise the lowest rates in that area. United Road is an MDOT and MC licensed carrier with insurance provided to you at no additional cost. They also offer door-to-door pick-up and delivery service. They have a �daily specials� link on their home page and you and you can get a free quote for moving your single or multiple vehicles by clicking on their Free Quote link and filling out the electronic form. After you have received your quote, you can place an order via their website and even track your vehicle once they�ve picked it up which is a very nice feature. United Road car transport service�s website address is www.vehicletransportusa.com. Another car transport service you might want to check out is United Auto Transport. They are a fully licensed and bonded company with services all over the United States, Canada and even offer international transport. On their website, you can request a free quote and place your order online or by faxing it to them. United Auto Transport promises expertise in on-time delivery which they also back with a guarantee. For more information, visit them at www.unitedautotransport.com.

Title: Motherhood: A time of excitement and preparation Word Count: 666 Summary: How morning sickness affects the would-be Mom and how to manage it Keywords: nausea and vomiting, morning sickness men Article Body: �We know that birth takes a woman from one place in her life to another. The birth of a child certainly does change her viewpoint of herself and I believe her viewpoint of the world.� - Sameerah Shareef You made it through your wedding and that honeymoon in the Bahamas. But just when you thought you were already in the middle of the best years of your life --- you get the news that you're pregnant! For your, this is surely the very highlight of your married life. The love you have for one another has now come to fruition right in your own womb. But soon enough, you learn that pregnancy is not all about celebration and anticipation....it can also be a time of physical and emotional strain. For the first time, you get to experience morning sickness and all the discomfort, nausea, and vomiting that it entails. The sickness can start just before you miss your first period and it is caused by the sudden increase in hormones during pregnancy. Pregnancy is also a time for learning, not only for the mom but for the dad as well. Any expecting couple should know that conception takes place in three basic stages: ovulation, fertilization, and the division of the fertilized egg. Fertility varies significantly between couples, as it can take one couple only a few weeks before the woman conceives, while with others have to wait many years before they have a child. There are several factors that may delay conception which may include drinking, smoking, taking certain kinds of medications, obesity, drug use and exposure to heat and chemicals among others. Morning sickness is also very common but is usually gone by the second trimester. Aside from morning sickness, a pregnant woman should also expect to feel fatigue, swelling of the breasts, increased sensitivity to odors, frequent urination, and abdominal bloating. To help you have a safe pregnancy, you may want to consider the following tips: l Avoid foods with smells that bother you l Eat a lot of carbohydrates like rice l Try gelatin desserts, sugared decaffeinated or herbal teas l Avoid rich fatty foods l Fruit is better at preventing nausea than sweeter snacks l Ginger was proven to be safe to use and help relieve sickness l Keep dry crackers by your bed and eat or two before getting up in the morning l Don't let your stomach remain empty for more than a couple of hours l Trying acupressure l Take vitamins prescribed by the doctor Carrying a baby should be the most amazing event in your life. Taking care of yourself should be top priority which means you always need to get a health check-up. Regular visits to your doctor will help ensure the progress of your pregnancy. Eat a well-balanced diet as you are now �eating for two.� Take folic acid and ample amounts of vitamin B-12, which is found in fish,milk, eggs, and meat. Being pregnant is a wonderful event and will affect your body for 9 months. Having a baby doesn't mean you have to give up a lot of enjoyable activities. Make sure you get the proper prenatal care and it is also alright to do light exercising during your pregnancy. Adapt a relaxation technique that will allow you to be more prepared especially for the labor. As your baby grows. Take time to pamper yourself and bond more with your husband. Better yet, get beautiful maternity clothes that enhance your appearance. Having a baby doesn't meant you should stopped paying attention to yourself and while you're in such a stage, explain to your husband that is part of being pregnant that sometimes you have mixed emotions. Although, your husband might not share with you the pains of having a baby. He may understand your emotions and give the loving support you need. After all, a happy Mom is also a happy baby. Celebrate motherhood while it lasts. It is really something to look forward too.

Title: Mother�s Day approaches, This Year Give the Perfect Gift � A Gift from the Heart Word Count: 426 Summary: Are you looking for a unique gift for Mother's Day? Why not give a gift from your heart and make her a gift that resembles a cake? You will find a few different ideas on what types of gift 'cakes' you can give in this article. Keywords: Mother's Day, baby gifts, shower ideas, baby shower, start a business, diaper cakes, specialty cakes, towel cakes Article Body: Mother's Day is the one day you get to show your mom exactly how much you love her. Why not give her a gift of all of her favorite things, all put together to resemble a cake. She�ll know how much she means to you when she receives one that has her own special soft fluffy bath towel, kitchen hand towels uniquely matching the kitchen she works so hard in, or perhaps her favorite flavored coffee. You can fill the towel cakes with all the items your mom loves the most. Some unique ideas also including making a tea cake, coffee lovers cake, gardeners cake, or spa cake. Add some ribbon or tulle and flowers and you have made the perfect design cake, that mom will be sure to love and never forget. Try these tips to make a towel cake for Mother's Day: 1) Making a template for the cake base is very simple. By folding the towels a certain way and using corsage pins, ribbon and some patience you to can make these wonderful gifts. 2) To make a Spa Cake - First ask yourself is Mom a bath person or a shower person? For the Mom who loves to soak in the tub use-Bath teas, Bath salts, Scented Candle, Bath Bombs, and some nice silky body butter for after the bath. For the Mom who loves taking long hot shower use-Shower Gels, Body Scrubs, Scented soaps, Long handled Body Sponge, Sea Sponge, and some nice Body Lotion for after the shower. 3) To Make Tea Cakes-Take a kitchen towel with pictures of a teapot or teacups, gourmet teas, gourmet honey, and lemon cookies or Mom favorite chocolates You could even fit a cute mug in the cake. 4) Coffee Lovers Cake-Same as above but coffee themed. Flavored coffee, mints, mug, chocolate spoons, flavored sticks for stirring and maybe Mom favorite magazine or book. 5) Put your creation on a round pretty plate as a keepsake for Mom. Take some tulle from the fabric store and wrap cake up tie with ribbon add a nice card and you have made the gift Mom will never forget. Best of all everything can be used with these cakes. For more information stop by our site at http://www.makeadiapercake.biz and chat with some of our more than 300 members who are sharing ideas and tips on the cakes they are making. This is also a perfect opportunity for those looking to start a home-based business. Unique, fun, and profitable. What more could you ask?

Title: Mother�s Advice For Optimal Memory Word Count: 547 Summary: Remember when you were still young and mother would tell you to eat your vegetables, go to bed early, and do all those sort of stuffs which you dislike? It turns out that your mom (although she might be unaware of it) is giving you some ideal advice for a sharper memory. Let us recall some of them. Mother used to say fruits and vegetables are good for you. Undeniably, they are. Studies reveal that blueberries in particular, aid to improve memory aside from giving health be... Keywords: memory,optimal memory Article Body: Remember when you were still young and mother would tell you to eat your vegetables, go to bed early, and do all those sort of stuffs which you dislike? It turns out that your mom (although she might be unaware of it) is giving you some ideal advice for a sharper memory. Let us recall some of them. Mother used to say fruits and vegetables are good for you. Undeniably, they are. Studies reveal that blueberries in particular, aid to improve memory aside from giving health benefits to the body. Another berry, which is strawberry, is also good in memory retention. On the vegetable side, spinach and broccoli are foods for the brain. These fruits and vegetables contain antioxidants that protect the body and brain against stress. I bet you�ve heard of the same old �early to bed, early to rise makes a person happy, healthy, and wise.� What mom used to impress on you is indeed a good advice, particularly the portion about �wise.� When you�re asleep, the brain sorts information obtained during the day so that this information is stored for future use. Quit smoking and cut down on caffeine. Researchers found that consuming a pack or more cigarettes a day can result to impaired visual and verbal memory, and this will further result to the brain�s poor ability to process information. As for caffeine (coffee and colas), it will make you feel agitated and irritated. This is contrary to a brain that performs at its best when relaxed. Fish is food for the brain. Fish contains the polyunsaturated fatty acid DHA, which is the main contributor to efficient development of the nervous system and the brain. That is why some milk products for young children are supplemented with DHA. One of the best sources of DHA is cod liver oil. Oh, how you hated it when you were still kids, but actually it�s good for you. Aside from fish, other products that are memory enhancers due to the presence of choline are soybeans, eggs, and liver. Still another substance that is present in fish like salmon, herring, mackerel, and sardines is the amazing omega-3 fatty acid. It promotes good mood, aside from being a good memory developer. It also increases the learning capability because it enhances the capacity, speed, and efficiency of the brain. Researchers are still checking the benefits that omega-3 can give to patients with alzheimer�s disease and stress related disorders. If you can�t get enough of these fish products, taking supplements (about 600 mg) will suffice. �Did you take your vitamins?� mom used to tell you this every morning. That�s because they are good for you, especially vitamins C, B12, and beta-carotene. Not only are they good antioxidants, they are good memory enhancers as well. Get off that sofa. Get out and get some exercise. Seems like a complete drag but exercise, like it or not, is good in sharpening memory. It�s like jogging your mind to wake it up. Studies reveal that strenuous physical exercise gets the brain cells up and running, thus improving memory and creativity. Just half an hour of jogging can deliver astounding results to your body and mind. Remember that you�re always better off with a sharp memory.

Title: Most Wanted: The Golf Course Property Real Estate Explosion Word Count: 362 Summary: In the past twenty years, newly constructed communities have seen a rise in golf course property. In the past, these homes were found only in the luxury home market, appealing to the executive class. However, with an ever aging population, many affordable golf course properties have been developed to appeal to retirees. Keywords: golf course property,golf course,golf,luxury home market,real estate Article Body: In the past twenty years, newly constructed communities have seen a rise in golf course property. In the past, these homes were found only in the luxury home market, appealing to the executive class. However, with an ever aging population, many affordable golf course properties have been developed to appeal to retirees. These developments are especially popular in the U.S. �sun belt�, where the climate is conducive for ideal conditions year around. Additionally, a golf course has also been added to many newly constructed neighborhoods that appeal to middle class homeowners. One major homebuilder estimates that ten percent of their new construction projects are golf course properties. That number is even as high as twenty percent in Southern states, with the majority being built in Nevada, Arizona, Texas and Florida, prime retiree destinations. A change in tradition has also occurred in the types of homes being built on golf course property. Whereas golf courses were lined exclusively with single family homes, there has been increased demand to construct condominiums, apartments and duplexes to cater to the senior population. Additionally, these alternate golf course properties are very popular in the time share industry. Golf course communities are not immune to basic economic principles of supply and demand, however. Recent reports suggest that the market may have been overbuilt in response to initial demand and golf course property has become more affordable in recent years. Developments outside of major metropolitan areas have had a difficult time luring buyers away from the city for a full-time residence. Some communities have even turned to late night infomercials to lure customers, offering free airfare, gifts, and even discounted sale prices for potential buyers. Homes on a golf course property may include large, bay windows with outstanding views of the golf course. They may even include extra large garages to accommodate the owner�s automobiles and a golf cart. Some communities include, or require, golf club membership fees within the dues for the homeowner�s association. Golf course properties are now a lot more affordable and can be a good option for those who are golf enthusiasts or retirees who want to be near a golf course.

Title: Mosquito spraying: Is it dangerous for you health? Word Count: 615 Summary: A short description of mosquito spraying and how safe it is for your family Keywords: Mosquito Spraying Article Body: Mosquito spraying is one of the most commonly used methods to stop the breeding of these nasty insects. Due to the fact that there are chemicals that are spread over areas where people live, mosquito spraying raises a lot of question like : are those pesticides safe for my health? Does it affects my pets ? What about the objects left outside are they affected by mosquito spraying? And so on. In this article we will try to answer to some of these questions. Mosquito spraying is done using mounted fogging units to apply insecticides as an ultra-low-volume (ULV) spray. These units spray units dispense very fine aerosol droplets (fog) that stay aloft and kill mosquitoes on contact. The amount of insecticide used in mosquito spraying is small compared to the area treated, usually about 3 to 5 ounces per acre, which minimizes exposure and risks to people and the environment. Mosquito spraying is also done by thermal foggers that use an oil carrier that is heated to disperse the pesticide in a dense smoke-like fog. During mosquito spraying , flying mosquitoes within the treated area are killed. Although the local mosquito population is reduced for a few days, fogging does not prevent mosquitoes from re-entering the area. The most commonly used products in mosquito spraying are pyrethrins, synthetic pyrethroid insecticides (such as Scourge � and Anvil �)and malathion. Pyrethrins are insecticides derived from the extract of chrysanthemum flowers. Pyrethroids are human made forms of pyrethrins. Both of them act as contact poisons, affecting the insect�s nervous system. For mosquito spraying they are combined with a synergist (such as piperonyl butoxide) that allows the insecticide to be more effective by restricting the enzyme that insects use to detoxify the pyrethrins. Pyrethrins and pyrethroids are use in mosquito spraying without posing unreasonable risks to human health when applied according to the label although, in high dosage, pyrethroids can affect the nervous system, coughing, wheezing, shortness of breath, chest pain, runny or stuffy nose. Regarding the wild life and the environment these two insecticides do not pose unreasonable risks, also. When used in mosquito spraying they are low in toxicity to mammals, and are practically nontoxic to birds. However they are toxic to fish and to bees. Therefore E.P.A (Environmental Protection Agency) prohibits the mosquito spraying to open water or within 100 feet of lakes, streams, rivers or bays. Malathion is an organophosphate insecticide that has been registered for the first time in the United States in1956. It is used to kill insects on agricultural crops, on stored products, on golf courses, in home gardens, and in outdoor sites where trees and shrubs are grown at home and also used in mosquito spraying. Malathion comes in two forms: a pure form of a colorless liquid and a technical-grade solution (brownish-yellow liquid), which contains malathion (greater than 90%) and impurities in a solvent. The technical-grade malathion smells like garlic. For mosquito spraying, this substance is applied at a maximum rate of 0.23 pounds (or about 2.5 fluid ounces) of active ingredient per acre, so it doesn�t pose unreasonable risk to human health. However, at high doses, malathion, like other organophosphates, can overstimulate the nervous system causing nausea, dizziness, or confusion. Severe high-dose poisoning with any organophosphate can cause convulsions, respiratory paralysis, and death. Malathion degrades rapidly in the environment, especially in moist soil, and it displays low toxicity to birds and mammals, but is highly toxic to beneficial insect (ex honey bees) too. Therefore E.P.A set a few regulations for the use of this product. So these would be the most important aspects of mosquito spraying that you should be concerned about along with the main chemical components used in this process.

Title: Mosquito Control: Options For Your Need Word Count: 322 Summary: Mosquito control is an ongoing problem. Not only are they annoying creatures but they can also spread disease. You need to be able to find a way to control them at least in your area. But, it seems as if there is no easy way to do this. Mosquito control is something that many people, around the world, deal with every day. The question is, how do they do it? Options To Consider There are many options to consider when it comes to mosquito control. Of course, in each are... Keywords: Mosquito controls Article Body: Mosquito control is an ongoing problem. Not only are they annoying creatures but they can also spread disease. You need to be able to find a way to control them at least in your area. But, it seems as if there is no easy way to do this. Mosquito control is something that many people, around the world, deal with every day. The question is, how do they do it? Options To Consider There are many options to consider when it comes to mosquito control. Of course, in each area of the world, there are various types of mosquitoes as well as laws that tell you what you can and cannot do to them. Here are some options that are possible to consider depending on your area. � Mosquito control can be done through a wide assortment of natural methods. From using deterrents such as citronella or other plants to using natural pest control products in your area, there are many things that you can do naturally. � You can also use a wide range of pest control products. This may be fly traps and fly tape. Or, you can use chemicals that will, in effect, kill off the mosquitoes in the area. While chemicals are really the most powerful option, many do not like them because of how dangerous they can be to the environment. But, many cities and states that have infestations of mosquito carried viruses, such as West Nile Virus, this is the most effective means of treating them. � You can also use electronic pest control which will detect, deter or eliminate any bugs that try to enter your home. � Also, as a way of keeping them away, avoid having things around that they like -- the love water and swampy areas. Make sure that standing water in your area is dumped and cleaned up properly, no matter how big or small. Mosquito control is quite necessary in one form or another.

Title: Morning Bars Add Luxury to the Bedroom Word Count: 414 Summary: Imagine waking up to the smell of fresh-brewed coffee, just feet away from your bed, or grabbing an ice-cold beverage and a late-night snack without ever leaving the comfort of your bedroom. Keywords: Morning Bars Add Luxury to the Bedroom Article Body: Imagine waking up to the smell of fresh-brewed coffee, just feet away from your bed, or grabbing an ice-cold beverage and a late-night snack without ever leaving the comfort of your bedroom. Forget the walk-in closet and the master bath; the morning bar is one of the hottest new home amenities. The typical morning bar includes a sink and faucet, small refrigerator, drawer dishwasher and small counter to hold appliances such as a coffee maker, espresso machine or even a microwave oven. "Enriching the master bedroom with a morning bar reinforces the idea of a sumptuous retreat, rather than just a place to sleep and relax," said Margie Rowe, senior target market manager for ShowHouse by Moen. The morning bar is part of a growing consumer phenomenon referred to as "trading up," which indicates that people are willing to pay extra for luxury items. Last year American consumers spent $400 billion on luxury items that included everything from upscale cars to lavish home accessories, according to the book "Trading Up: The New American Luxury" by Boston Consulting Group Senior Vice President Michael Silverstein and Bath & Body Works CEO Neil Fiske. The challenge for designers is tastefully blending a minibar into a room without calling too much attention to the fact that it's actually a "mini-kitchen." Here are a few of their strategies: * Cabinetry: Dark woods with recessed or raised arch accents create a feeling of warmth and security, while lighter-colored wood cabinets can brighten up and invigorate the space. * Faucet and sink: "The more popular faucet designs for morning bars are those with an elegant, traditional feel that enhance a refined decorating style, such as ShowHouse by Moen's Waterhill Collection," Rowe said. "The high-arc, single-handle faucet in an oil rubbed bronze finish has a warm feel that complements and blends into the color schemes of many on-trend master suites." * Appliances: Appliances sized appropriately to the space are key to maximizing the benefits of the morning bar. A gourmet coffee press, espresso maker or juicer provide the right touch for a luxurious morning. A wine-chilling drawer will ensure that bottles will always be ready for drinking at the perfect temperature. And a small refrigerator will keep fruits, juices and creamers handy. Wood panels ensure that drawer-sized dishwashers and mini-refrigerators blend into the existing cabinetry. * Lighting: In many cases, track lighting typically found in the kitchen is being strategically placed in the morning bar area, along with skylights that open up and add height to the space.

Title: More than Diets: Overweight and Obese People Need Encouragement Word Count: 594 Summary: This article provides basic information about being overweight and obese. As more and more people are diagnosed with being obese or overweight, it has become more important to learn about the ways to help individuals with weight problems. This article highlights the need for physical exercise, sensible eating, and a lot of encouragement so that overweight and obese people can regain their health. Keywords: overweight and obese, anti obesity drug, depression Article Body: Every person in this planet would agree that being fat is synonymous to being ugly, at least, that is what many �fashionistas� and style icons think. As we all know, our perception is shaped by society. Value is placed on all things that pleasing to the eye. Society somehow dictates that happiness, fame, and success are available, in greater amount of opportunity, to those who are �good-looking.� Aesthetics has become the predominant obsession of media and almost everything else around us --- commercial billboards, magazine and t.v. advertisements, and all other forms of external messages that highlight beauty, symmetry, and what is often called as �perfection.� In America today, millions of people are overweight or even obese. Being overweight and obese are different in terms of strict medical definition. Being overweight is normally referred to as the condition when a person's body weight is above what is normal or ideal per the established weight measurements according to height and age. Obesity, on the other hand, is the condition when a person's excess weight is already a health risk. Both conditions normally develop when a person eats more calories than what can be �burned� by the body through physical exertion or normal metabolism. There are several factors that make certain people overweight and obese. Family genetics is a major factor why a person can become overweight or obese. Parents who are heavyset will also be likely to have heavyset children. According to studies, one in three Americans is overweight or obese. This information is surely alarming not only due to aesthetic reasons, but more so, for the impact of this situation to the health of the American population. An individual who is diagnosed as being overweight or in a state of obesity is prone to feelings of being left out. That person may eventually have negative thoughts about their physical appearance, leading to low self-esteem. Depression can also be felt by obese people especially when they begin to think that their physical appearance does not and cannot merit the approval of others. In many cases, obese and overweight people go into long periods of binge eating to seek �comfort� in food as a means to deal with their depression. Their unhealthy physical condition, paradoxically, leads them to again go back to unhealthy eating habits. When a family member, friend, or any of your loved ones are diagnosed with this condition, it is important for them to get utmost attention and support. Being overweight or obese may be seen as a very lowpoint in their lives. But with genuine compassion and understanding, they can receive help in getting rid of their unhealthy eating habits. Aside from controlling excessive food consumption, people with weight problems must also be encouraged so that they can regain their self-esteem. In order to help and support your loved ones dealing with this condition, it is crucial to have good and open communication with them. In some cases, it may be necessary to seek medical attention. Doctors would most likely prescribe the use of anti-obesity drugs. These medications work by preventing the absorption of fat into the body or by decreasing a person's appetite. Of course, the use of the said drugs should be complemeted by regular physical exercise and a sensible eating plan. With simple, regular exercise like brisk walking, people can burn more calories and eventually lose weight. Sticking to a healthy eating plan, regular exercise, and a lot of encouragement from family and friends can make an overweight or obese person get back faster on the road to health.

Title: More People Sing In The Car Than In The Shower Word Count: 372 Summary: When you're driving down the road with music turned up and your favorite tunes piping through the speakers, do you feel compelled to sing? If so, you are like the majority of Americans who tend to break out into song while cruising in their cars. Keywords: More People Sing In The Car Than In The Shower Article Body: When you're driving down the road with the music turned up and your favorite tunes piping through the speakers, do you feel compelled to sing? If so, you are like the majority of Americans who tend to break out into song while cruising in their cars. In fact, according to the Music in Motion survey of more than 1,000 U.S. drivers, conducted by Directive Analytics and commissioned by Auto Expressions™, a leading brand of automotive accessories and car care products, more than nine out of 10 Americans sing in their cars...that's more than the number of people that sing in the shower! Who are the car crooners? The survey revealed that redheads, not blondes, have more fun singing in the car, since 53 percent of redheads always sing in the car. The survey also discovered that women, more often than men, sing in their cars; however, both men and women born under the Aries astrological sign are more likely to sing in their car than any other sign. Capricorns are least likely to attempt to carry a tune while driving. What are they singing? The preferred genres of song for the car crooners are rock songs, followed closely by music from the '80s and pop music. However, country songs top the charts for older Americans who exercise their vocal cords behind the wheel. What are their cars like? Car manufacturers may want to consider renaming SUVs to "Singing Utility Vehicles," since the survey found that drivers of these types of cars tend to sing the most. Car crooners also enjoy having a fragrant, organized "stage" since four out of 10 car stars have air fresheners and organizers in their cars. Turn It Up and Win Are you looking for more ways to sing in the car? Now through September 29th, or until supplies last, look for specially marked packages of Auto Expressions™ Vent Fresh� adjustable air fresheners to find a "Turn It Up and Win" scratch-off game piece. Five lucky Grand Prize winners will receive an Alpine music car makeover and 200 First Prize winners will receive an Apple iPod Nano 4GB. All game pieces, whether you are a winner or not, may be redeemed at the iTunes� Music Store for a free song download.

Title: Monopoly: Addicting Games for Every Age! Word Count: 485 Summary: Monopoly has to rank on almost everyone's list of the most addicting games of all time. Keywords: addicting games, video games, unique board games, kid's games, jigsaw puzzles, monopoly, card games, Article Body: With so many forms of entertainment available today, games and puzzles remain a fun way to pass the time, a means of instilling good sportsmanship in children, and a way to bring families together. In fact, there are addicting games for people of all ages. Monopoly, however, has to rank on almost everyone's list of the most addicting games of all time. When thinking about addicting games, Monopoly is one of the first board games to come to mind. Who hasn't spent hours scheming to trade railroads, or hoping beyond hope that they will manage to avoid landing on the Boardwalk space with the hotel on it? Debates continue to rage as to whether money paid to the banker goes in the middle of the board and the lucky person to land on Free Parking rakes in the cash (the official rules say no, but every family seems to have its own tradition of rules). There are over two dozen great versions of Monopoly, some of which incorporate themes and others of which are designed as kid's games. Monopoly Jr. is a great way to get the younger ones involved in and excited about Monopoly, and is still fun for adults. In fact, a child's movement from the Junior version to the "real" version of Monopoly is almost like a rite of passage. When it comes to themes, there's a Monopoly game for virtually everyone. Star Wars and Lord of the Rings Monopoly themes appeal to the sci-fi crowd, while the NFL and Dale Earnhardt Monopoly editions are a sure bet for sports aficionados. Those who love nostalgia will enjoy playing the I Love Lucy version of Monopoly, while kids of all ages enjoy the Pokemon, Spider-Man, and Disney Monopoly editions. Other themes include Harley-Davidson, The Simpsons, Scooby-Doo, and Peanuts - and there's even a .com version! Of course, while two people can play Monopoly, the best Monopoly games involve at least three or four players. When it comes to addicting games for twosomes, card games are always a favorite. Kid's games include educational card games like Learning Journey and card games that feature historical figures like the Pioneers in Medicine Card Game or the Inventors Card Game. For adults, rummy cards are a fun way to pass the time, as are cribbage, Uno, and Skip-Bo. Completing jigsaw puzzles are on the top of many people's list of addictive activities. It's a great solo activity, as well as being a fun family pastime. Puzzles come in all shapes and sizes, and are suitable for kids as well as adults. Especially appropriate for rainy days, jigsaw puzzles keep idle fingers busy and make the time go by quickly. When it comes to addicting games, no one can dispute that video games are completely absorbing. Even so, Monopoly is one of the few unique board games that people of all ages can play, enjoy, and become addicted to.

Title: Money and Finance: The cause of anxieties for most families Word Count: 903 Summary: Debt and other financial problems are among the most common causes of stress and anxiety. Many couples experience marital problems due to money problems. Keywords: stress and anxiety, stress relief Article Body: �I believe that thrift is essential to well-ordered living.� ---John D. Rockefeller Martha was having a restless night. The other day she got a billing statement from her credit card company that told her she was behind schedule on her monthly payment. She also felt harassed every time a debt collector would call her at the office and at home, sometimes even in odd hours of the night. They were also having troubles paying the mortgage and the monthly installments on the new car. Their financial woes are partly due to her husband Ben, who himself admits being a big spender. Ben is an avid car enthusiast who spends a lot of money to �spice up� their Japanese car and make it look like one of those street racers in the movie, �Too Fast, Too Furious.� The money problems have become so big that both Ben and Martha now experience enormous stress and anxiety every single day. Due to their financial difficulties, they now quarrel a lot and exchange the blame for falling into the debt trap. It is no wonder that money is now one of the leading causes of divorce. Money, or more appropriately, the lack of money is one of the main reasons for stress and anxiety in marriage. In the United States, the average household has at least $9,200 in credit card debt. The Bens and Marthas hardly know about the strategies and techniques to gain financial success. The common mistake among hard-pressed couples is spending more than they make. Lack of discipline in the use of credit cards also leave many people enslaved to making payments to settle both the principal loan and interest fees. We all face different challenges and pressures about money. It can be really overwhelming to face these financial problems if nothing is done about them early on. Because of the constant demands to meet our day-to-day living expenses, it also becomes the leading cause of stress and anxiety that can eventually ruin your emotional and physical well-being. But money should really help us improve our lot and not make our lives miserable. In order to lessen the pressure brought about by financial problems, it may be helpful to read and consider the following financial management advice: First, develop a realistic budget. This is the very first step you need to take to regain control over your finances . Make a list of all the money you owe or bills to pay --- then decide to pay them one by one based on your fixed paying capacity. Also, it is good to make a list of all other sources of income. The next step is to write down all your �fixed� expenses like mortgage, rent, car payments, electricity, credit cards, and insurance premiums. After that, determine just how much money you have left to know exactly how much you have left to spend on other things. It is important to stick to your payment schedule and not create other payables before you finish paying for the priority accounts. It is highly recommended to keep a small notebook that you can use to list down all your expenses. With the small notebook, you can track where your money goes. In addition, using a computer budgeting program can be a helpful tool for balancing your checkbook. The second step is to teach your kids about money matters. Children nowadays are easily lured by commercials and advertising gimmicks. With peer pressure and the constant barrage of fads, children may end up losing their allowance to some things that they don't really need. It is never too late to teach kids about money matters. They must be told how hard it is to earn money and that not everything they see in the toy store or on television should or can be bought for them. Children around eight years old can already be trained to manage their allowances and to start their savings. Another step towards financial freedom --- believe or not --- is to contact your creditors. Explain your situation to them and ask them to restructure your loans. Ask them to present an option for debt consolidation but make sure that the interest rates are manageable and the monthly payments are withing your capacity to pay. Also, try to convince your creditors to design a modified payment scheme that will lead to a win-win financial situation. Cost-cutting measures should also be an automatic undertaking if you want to regain financial freedom. You can save money by doing simple things like turning off the lights when not using it... scheduling your trips or errands to the grocery stores... or simply cutting down on junk food purchases. All these will help in lowering your monthly expenses. One sure way to cut down costs is to lessen your spending on entertainment. For example, you can stop that magazine subscription or choose a cheaper cable program with less channels. After you have enough savings, you may choose to consult a financial advisor regarding investment options and instruments such as mutual bonds and stocks. Your financial situation shouldn't go from bad to worse. You have options and you can take control of your money. But regaining your financial freedom will depend on your goals and how disciplined you are in achieving those goals. The key to financial freedom and debt-free living rests entirely on you. Being free from debt is, after all, a big stress relief.

Title: Money and Finance: The Cause of Anxieties for Most Families! Word Count: 903 Summary: Debt and other financial problems are among the most common causes of stress and anxiety. Many couples experience marital problems due to money problems. Keywords: stress and anxiety, stress relief Article Body: �I believe that thrift is essential to well-ordered living.� ---John D. Rockefeller Martha was having a restless night. The other day she got a billing statement from her credit card company that told her she was behind schedule on her monthly payment. She also felt harassed every time a debt collector would call her at the office and at home, sometimes even in odd hours of the night. They were also having troubles paying the mortgage and the monthly installments on the new car. Their financial woes are partly due to her husband Ben, who himself admits being a big spender. Ben is an avid car enthusiast who spends a lot of money to �spice up� their Japanese car and make it look like one of those street racers in the movie, �Too Fast, Too Furious.� The money problems have become so big that both Ben and Martha now experience enormous stress and anxiety every single day. Due to their financial difficulties, they now quarrel a lot and exchange the blame for falling into the debt trap. It is no wonder that money is now one of the leading causes of divorce. Money, or more appropriately, the lack of money is one of the main reasons for stress and anxiety in marriage. In the United States, the average household has at least $9,200 in credit card debt. The Bens and Marthas hardly know about the strategies and techniques to gain financial success. The common mistake among hard-pressed couples is spending more than they make. Lack of discipline in the use of credit cards also leave many people enslaved to making payments to settle both the principal loan and interest fees. We all face different challenges and pressures about money. It can be really overwhelming to face these financial problems if nothing is done about them early on. Because of the constant demands to meet our day-to-day living expenses, it also becomes the leading cause of stress and anxiety that can eventually ruin your emotional and physical well-being. But money should really help us improve our lot and not make our lives miserable. In order to lessen the pressure brought about by financial problems, it may be helpful to read and consider the following financial management advice: First, develop a realistic budget. This is the very first step you need to take to regain control over your finances . Make a list of all the money you owe or bills to pay --- then decide to pay them one by one based on your fixed paying capacity. Also, it is good to make a list of all other sources of income. The next step is to write down all your �fixed� expenses like mortgage, rent, car payments, electricity, credit cards, and insurance premiums. After that, determine just how much money you have left to know exactly how much you have left to spend on other things. It is important to stick to your payment schedule and not create other payables before you finish paying for the priority accounts. It is highly recommended to keep a small notebook that you can use to list down all your expenses. With the small notebook, you can track where your money goes. In addition, using a computer budgeting program can be a helpful tool for balancing your checkbook. The second step is to teach your kids about money matters. Children nowadays are easily lured by commercials and advertising gimmicks. With peer pressure and the constant barrage of fads, children may end up losing their allowance to some things that they don't really need. It is never too late to teach kids about money matters. They must be told how hard it is to earn money and that not everything they see in the toy store or on television should or can be bought for them. Children around eight years old can already be trained to manage their allowances and to start their savings. Another step towards financial freedom --- believe or not --- is to contact your creditors. Explain your situation to them and ask them to restructure your loans. Ask them to present an option for debt consolidation but make sure that the interest rates are manageable and the monthly payments are withing your capacity to pay. Also, try to convince your creditors to design a modified payment scheme that will lead to a win-win financial situation. Cost-cutting measures should also be an automatic undertaking if you want to regain financial freedom. You can save money by doing simple things like turning off the lights when not using it... scheduling your trips or errands to the grocery stores... or simply cutting down on junk food purchases. All these will help in lowering your monthly expenses. One sure way to cut down costs is to lessen your spending on entertainment. For example, you can stop that magazine subscription or choose a cheaper cable program with less channels. After you have enough savings, you may choose to consult a financial advisor regarding investment options and instruments such as mutual bonds and stocks. Your financial situation shouldn't go from bad to worse. You have options and you can take control of your money. But regaining your financial freedom will depend on your goals and how disciplined you are in achieving those goals. The key to financial freedom and debt-free living rests entirely on you. Being free from debt is, after all, a big stress relief.

Title: Mom, Do You Need To Save Money? Word Count: 540 Summary: I need to learn how to save more of our income. I�m not interested in starting a business or making money, but I do believe that a penny saved is a penny earned, so I�d like to hold onto more of my pennies. Thanks so much for any help you can offer! � Signed, Penny Dear Penny, Some of my favorite ways to save money are the easiest. Of course, we all like the easy things in life. I know I�m not the type to reuse a plastic sandwich bag, so I just buy plastic containers inst... Keywords: Article Body: I need to learn how to save more of our income. I�m not interested in starting a business or making money, but I do believe that a penny saved is a penny earned, so I�d like to hold onto more of my pennies. Thanks so much for any help you can offer! � Signed, Penny Dear Penny, Some of my favorite ways to save money are the easiest. Of course, we all like the easy things in life. I know I�m not the type to reuse a plastic sandwich bag, so I just buy plastic containers instead that can be used forever. Know yourself and your habits so you can pick and choose how to save money. 1. Have Meals on Hand Freezer Cooking is my personal favorite way to save money. Instead of cooking one batch of food every night, you can double or even quadruple some of your favorite recipes and freeze the extra. That way, the next time you�re in a hurry and tempted to pick up the phone to order a $25 pizza delivery, instead you can go to your freezer and grab a container of lasagna and enjoy it for a fraction of the price. Some meals that are easy to freeze are chili, most soups, rice casseroles, lasagna, and stir fry dishes. Always test a small batch before you invest too much time into a big cooking session just to make sure your favorite recipe freezes well. 2. Monthly money drain Another way to save money is to look through your credit card bill and your monthly bank statement for recurring charges. For instance, if you have the same cell phone you�ve had for more than a year, you might be able to find a cheaper plan. You may even be able to get enough minutes with enough coverage that you can cancel your landline phone and long distance and just pay your cell bill each month. Or do you really need all those bells and whistles on your cable service? If you�re paying for HBO, then do you also need a subscription to a Movie club where you get movies in the mail? There�s definitely room for saving money here. Cancel that book of the month club. On many of these plans, the cost of shipping costs more than picking up books at a bookstore. Or buy books and share them with friends. Then, when you�re done reading them, sell them on eBay or at a used book store to fund your book addiction. Are you a beauty product junkie? Preach on! This is one of my main weaknesses. I love lotions, soaps, bath salts, etc. I�ve started making my own with a few simple recipes and am saving a lot of money each month. This could get addicting, though. But, I can�t go broke buying eggs for my face or baking soda for a soothing bath. I can always eat it if I don�t use it on my skin. If you look around, you just might find some areas where you are wasting money. Between dining out, pizza delivery, cable bill, and beauty expenses, you�ll find ways to keep more money in your pockets.