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Title: Your Swimming Pool Could Get You Sued Word Count: 445 Summary: A backyard swimming pool or spa can be an invitation for trouble if someone gets injured. Find out how to protect yourself from law suits that could destroy you financially. Keywords: swimming pools, homeowners insurance Article Body: Installing a backyard swimming pool can make those hot summers a lot more fun and relaxing, but could it get you into a lot of financial trouble too? The short answer is: yes. If you're not properly insured, and someone gets hurt in your pool, you are inviting law suits. I know what you're thinking: my friends and family are the only ones who use my pool... they're not going to sue me if anything happens. Guess again. It's not necessarily that people love to sue or even want to. They may have to. With the high costs of medical expenses today, a family that suffers a serious injury (or--god forbid--a death) probably can't afford not to sue. And if a person was injured at your pool in your backyard, guess who's technically at fault? If someone gets hurt, don't be surprised by a lawsuit: expect it. And don't think you can watch the pool every moment to make sure nothing happens. Accidents will occur no matter how relentless you are in trying to prevent them. Risks of accidents are statistically proven to be very high around backyard pools and hot tubs. This isn't to say you should pour dirt into your pool, plant a nice safe flower bed, and post "keep out of yard" signs all over your backyard. You just need to make sure you are adequately covered when it comes to insurance. Okay, you're sold. Now how do you make sure you're covered? If you own a swimming pool or hot tub, you should carry very high liability insurance, i.e. in the range of a million dollars or more. This can be tricky since many homeowner's insurance policies limit the maximum exposure of the insurer to $100,000. Sometimes you can get this raised to $300,000, but getting covered beyond that, from your homeowner's plan alone, will likely prove difficult. This is why you want to look into an umbrella plan. This is a separate liability policy in addition to your homeowner's coverage. It generally picks up where your homeowner's insurance leaves off, and you can get coverage of several million dollars. The cost for this additional coverage is usually minimal, in the neighborhood of $500 per year. This may seem pricey, but considering the millions of dollars of coverage it affords you, it's worth the money, especially if you entertain and have a hot tub or pool. One last thing to note is that you may have to buy all your insurance from the same place, which would include home and auto. If you have a pool or spa, it's probably worth changing insurers to find one who offers an umbrella plan.

Title: Your Moving Checklist Word Count: 287 Summary: You may be moving into your "dream home," but the moving process itself is nobody's dream. Use a good checklist to make the move as smooth as possible. Keywords: moving checklist, moving, real estate Article Body: A moving checklist can keep you from forgetting important things, like turning on the utilities in your new home. You'll want to make your own list of things to be done, but you can start with the suggestions below.

Moving checklist - One Month Before

- Make reservations with moving company.

- Notify friends and family and give them your new address.

- Submit change of address forms to post office.

- Get documents for school transfers, if you have children.

- Have a garage sale or otherwise lighten the load.

One Or Two Weeks Before

- Arrange utility shut-offs and new connections.

- Transfer banking accounts to new location.

- Return books to library, rented movies, etc.

- Transfer prescriptions to new location.

- Clean house and dispose of things that won't be moved.

- Start packing and labling boxes.

- Pack an "essentials" box for arrival, with toiletries, paper plates, etc.

- Make moving plans (make hotel reservations, get maps, etc.).

Moving Day

- Start early and remember to eat.

- Double check every room and storage area.

- Turn off lights, lock doors.

- Leave the keys with the new owner or real estate agent.

You will undoubtedly have many more items to add to your personal list. Start writing down anything you think of as soon as you know you'll be moving. Will the phone be on when you arrive at your new home? Will you have to return across the country just because you forgot about a safe-deposit box that has the family jewelry? The best way to avoid problems like these is to start early on your moving checklist.

Title: Your Medical Records - Are They Really Private? Word Count: 904 Summary: As I dug into the research material for this article, my eyes popped out and my jaw dropped open. The number of eyes that could potentially see your complete medical history (read complete record) is staggering. Keywords: medical records, insurance commissioner, doctors, privacy, medical information bureau, mib, tenant screening, health research, surveys, health surveys Article Body: The question in the title seems to beg a yes answer. However, truth is, there are two answers with the real one a shocker. At least it was to me. The �begged� answer is of course yes. It would be yes if you never let anyone have information about your health and medical condition(s). But, in the real world, this is impossible. The real answer, unfortunately, is NO. And to add insult to injury, it is real in more ways than one as you are about to learn. As I dug into the research material for this article, my eyes popped out and my jaw dropped open. The number of eyes that could potentially see your complete medical history (read complete record) is staggering. The line starts at the government and runs the gamut to bill collectors. Yes, you read that right, bill collectors. Here, with a brief explanation of each, is a list of �eyes� that could see your medical records. I�d bet many of them already have. 1. The most obvious is your doctor, doctor�s nurse and office staff. Most people�s medical records are on kept at the doctor�s office. 2. Hospital � If you have ever been hospitalized, you have a set of records at the hospital. 3. Insurance Companies � If you have ever applied for health, life or disability insurance, those companies have access to your records no matter where kept. 4. The Medical Information Bureau (MIB) � Most people have never heard of this non-profit membership organization. However, it is the largest repository of health records in the free world. Located in Essex, MA, its membership is about 750 U.S. and Canadian Insurance Companies. MIB does not have the same copies as your doctor. Rather they codify you according to certain health conditions. You can get a free copy of your record by visiting their website: www.mib.com/html/request_your_record.html In the alternative you can call, 1-866-692-6901 or for the hearing impaired, 1-866-346-3642. By the way, MIB is subject to the Fair Credit Reporting Act (FCRA). This is important to know. 5. Government agencies such as Social Security, Veteran�s Administration, MediCal, Workers Compensation, Medicare, etc. 6. Medical Collection Agencies � Pay attention because these agencies may have in-depth medical information in their data bases. If this one doesn�t set your hair on fire, you don�t have a pulse. 7. Your employer may have asked you to authorize them accessing your medical records. The potential employer has the right to ask for medical information as part of an employment background check. The employer faces certain restrictions but not many if you authorize the access. 8. Believe it or not, your medical records may be subpoenaed for a court case if you are involved in litigation. Those relevant parts of your record may be copied and introduced in court. Unless sealed, court documents are public records. This is one way unscrupulous people discover social security numbers. 9. Health research � Sometimes your medical record is used for health research and when it is, it may be disclosed to health agencies such as the Centers for Disease Control. Most of the time your name is not part of the record but, nonetheless, it is YOUR record. 10. Licensure and accreditation of hospitals or physicians by certain boards or agencies. Again, your identity may or may not be part of the records evaluated. But, one more time, it is YOUR record. 11. Direct marketers may receive your health information if you participate in informal health screenings like cholesterol tests, blood pressure, and other type of �free� medical screenings you may have seen conducted in your local mall. 12. Health related web sites, Usenet news groups and chat rooms may contain your medical information. Granted, you have to share it but once put on the Internet, it has a magical way of propagating throughout the universe. 13. Survey companies not only use the Internet but mail and the phone to conduct medical question surveys. Many of them are very detailed. If you share your information, it is out there for whomever to use. 14. Tenant screening services screen prospective tenants for property managers. Their checks are extremely extensive. Although health records are not on the list, there is no specific law prohibiting a property manager from asking for this information in addition to everything else. You do have sort of a guardian angel to help you if you are having problems in regard to your health records. I say sort of because if you become involved in litigation over your medical records, this source cannot represent you in court. Each state has an Insurance Commissioner. He�s your �big brother� in a good sense. The National Association of Insurance Commissioners has a website, www.naic.org/state_contacts/sid_websites.htm that talks about the privacy laws in your state. Visit their site. Unfortunately, this arena is still like the Wild West in terms of legislation and privacy protection and the fact it is getting better is of little comfort to anyone whose privacy has been violated. If you don�t like the medical scenario as it exists, you just might wish to chat with your government representative, state and federal, and tell him/her to take a close look at reform in this area. And, because you have read this article, you are better armed than 95% of the American population. You now can begin taking steps to protect your medical privacy. ------------------------------------------------------------------------------------------

Title: Your Home Is Your Sanctuary Word Count: 618 Summary: Home is sanctuary. It is a place that conjures the powerful feeling of belongingness where rest and renewal happens. Here we expect tranquility and peace. We expect protection from the outside world we participate in. Keywords: home and family, home, recreation Article Body: Home is sanctuary. It is a place that conjures the powerful feeling of belongingness where rest and renewal happens. Here we expect tranquility and peace. We expect protection from the outside world we participate in. Thus, we invest our life-savings, our talents, ourselves to make it as relaxing, soothing and calming as possible. For others, home serves as a showcase of stature and success. It is where we entertain friends. It is an extension of one�s identity and an avenue to display one�s taste in design and art. Whatever the motivation is in investing or choosing a home to live in, we must be ready to face details upon details of considerations before making decisions that would usually cost us an arm and a leg. A small detail left out could mean huge, hard-earned money easily out the window. Fulfilling though it may be to set up our own home, we need guidance and lots of advice in the one thousand and one aspects we have to look into. The first consideration is, of course, actually getting a home. Shall you rent or buy? If you rent, what should you do first? How do you go about it? Who do you talk to? What do you talk about? What are the legalities? If you buy, how do you get the best deal? What is it you should know? Is there a tried and proven method of going about buying a home? What are the recommendations in buying a home in the U.K., or overseas? The next consideration is the aesthetics that make the home pleasant to be in. What kind of furniture would suit your lifestyle? What are the choices? What are the pros and cons? What is the in thing, the trends? What could make your home attractive? There are a lot of choices from gardens to awnings, to setting up water features like a small, attractive fountain or waterfall or even just an indoor or outdoor pond for that relaxing Zen effect. Undeniably, in the 21st century, another consideration is the advent of the internet and the personal computer (PC) as a permanent fixture in almost every home. The cocooning trend of working at home makes the choice of computer furnishings and lay-out a major factor. What are the choices and how do you go about it? Here, the issues are no longer limited to just the aesthetic. More important to consider are the issues on health and ergonomics. Of course, who would not agree that the use of space is another primary consideration? A special portion is devoted on possible uses of the loft to increase precious space in this shrinking world. Presented is a treasure of creative ideas considering both functionality and aesthetics. Equally important are the unseen aspects of home that if left unattended can cause much discomfort and a big hole in the pocket. These are the hidden details of plumbing, the sewage system as well as the new trend of underfloor heating. Moreover, the kitchen and bathroom considerations can very well determine not only one�s functionality but also your home�s resale value. We understand that setting up a home can be a daunting task. We have organized these details in a simple fashion so that they are less intimidating and somehow more manageable. We present to you tried and proven techniques as well as steps that are easy to follow. We acknowledge that the decisions you make in setting up your home are very crucial. They impact on costs, time, effort and quality of life. Your home could either be a great investment or a heavy burden. The information we offer could spell the big difference.

Title: You�re Retired, Now What? Word Count: 605 Summary: For years you�ve lived in that sprawling house where you raised your children . . . it�s home. But now you don�t need all the space and the upkeep is becoming more difficult every year. Keywords: retirement, retire, senior citizens, seniors, retiring, moving, real estate, apartments, assisted living, eldery care, senior care Article Body: For years you�ve lived in that sprawling house where you raised your children . . . it�s home. But now you don�t need all the space and the upkeep is becoming more difficult every year. You now have to consider things that weren�t issues before. When you were younger, you never thought about how many times a day you went up and down the stairs. You didn�t mind having the bedroom upstairs and the laundry facilities in the basement. Now, all those steps are taking their toll. Washing windows isn�t as easy as it was before either, is it? Climbing an extension ladder to reach the second story becomes a bit scarier with each passing year. As you age, you become more concerned about falling. You may be thinking it�s finally time to move into a home that�s a bit more senior-friendly, but what are your options? � Smaller, single level houses � Condominiums � Apartments � Retirement communities � Assisted living facilities Let�s take a more detailed look at these options: Smaller homes built on one level with convenient laundry facilities may be what you need. Look for a house that requires little outside maintenance. A brick or vinyl-sided house won�t require painting. An open floor plan may be helpful if you�re ever confined to a wheelchair. A smaller yard allows you to garden but still keeps the yard work to a minimum. An attached garage is a helpful feature, especially in the winter when icy sidewalks can cause falls. Of course, finding a location that�s close to shopping, public transportation and medical facilities is also important. Condominiums provide privacy without a lot of maintenance. Like individual houses, there are many different types of condominiums from which to choose. The main advantage of a condo is that outside maintenance of both the structure and the yard is usually provided. Most condos include a small area where you can plant flowers but the lawn and other common areas are maintained by the association. There are additional fees for this mandatory service so be sure to find out if they will fit into your budget. Apartments require no maintenance. One of the main advantages of apartment living is that you aren�t responsible for any maintenance. You don�t have to worry about painting, replacing major appliances or yard work. Apartments also give you a certain degree of freedom because you don�t have to worry about them if you travel a lot. It�s important for laundry facilities to be easily accessible and that there is an elevator if your apartment is to be on a higher floor. You won�t have as much privacy and your only personal outdoor space may be limited to a small patio or balcony, if that. Rent is likely to increase and is not tax deductible on your Federal returns. Retirement communities or assisted living facilities give you the highest level of security. Both of these options are specifically designed for seniors and offer many safety features not found in regular housing. The amount of privacy you have depends on which community you choose. Your medical condition will usually dictate whether a retirement community or assisted living facility is your best choice. Some retirement communities offer private living space, much like individual homes, as long as you�re healthy and then provides assisted living if your health deteriorates. Giving up the home where you�ve lived for many, many years may seem a little scary. But, often a new home that brings less responsibility and greater peace of mind will make you feel years younger.

Title: You�re in the Dog House? Lucky Thing! Word Count: 510 Summary: Dogs love being outdoors, I�ll tell you that for nothing. But when the weather is hot and you�re out sunbathing, their fur coat makes them too hot and they�ll search for somewhere cool and shady to lie down. Keywords: Dogs love being outdoors, I�ll tell you that for nothing. But when the weather is hot and you�re out sunbathing, their fur coat makes them too hot and they�ll search for somewhere cool and shady to li Article Body: Dogs love being outdoors, I�ll tell you that for nothing. But when the weather is hot and you�re out sunbathing, their fur coat makes them too hot and they�ll search for somewhere cool and shady to lie down. An outdoor dog house or �kennel� is the ideal place for a dog to cool down and relax when all that running around gets too much and not only that but they�re great for house training in the summer. Both owner and dog can relax in the garden and whenever the dog does his business, he is rewarded and learns from the experience. An effortless investment! Dog houses are typically wooden structures in the shape of small houses with a large entrance, and although there is a vast array of designs available for any canine, this stereotypical �snoopy� style dog house remains prevalent. Even ancient Egyptian nobility kept their dogs in kennels and they are still in a high level of production today. Some dog houses are designed to compliment their surroundings. For example, if you live in a log cabin style house then you can buy a log cabin style dog house to match! Dog houses are not limited to being a permanent structure. There has been a dramatic rise in plastic houses that can be collapsed and transported, including a pop-up doggy tent or an igloo style cabin with an external water bowl. The list is endless. In fact, there is almost no limit. Whatever the size, shape or need of your dog, there is guaranteed to be a kennel made of each material to fit the bill. However, wood is the most desirable material used in the crafting of dog houses due to its natural insulation, durability and availability. Red cedar wood is often used in making dog houses as its own resins protect the wood from precipitation damage (rotting and mould) and repel insects such as fleas, ticks and mites. Such structures are also often specially treated to give the wood extra protection against extreme elements for them to last longer. Also, cedar wood has low temperature conducting properties meaning that it doesn�t lose or gain heat easily and will keep a dog cool in the summer and warm in the winter. For the winter months, modern dog kennels can be insulated, particularly in the roof if it is peaked and some are fitted with a self-closing door to keep in the heat. Often these doors have an UV ray filter and are removable. Also, a kennel that is raised above the ground is further away from damp and insects so that a pet is kept dry and safe whatever the weather. Many houses are fitted with a porch and awning so that the pooch can relax whilst watching whatever is going on outside his kennel. Dogs adore the outdoors and they could explore for hours, but at the end of the day the little guys need their rest, and what better way to relax than in their own perfectly sized canine palace!

Title: You Have A Home Air Purification System But You Neglected Everything Else! Word Count: 899 Summary: Home air purification systems are being purchased by the millions. Many adults both with and without children are realizing that the one thing they can control in their home is the air they breath. Many have done their diligent studies or took it on recommendation that the air outside is harmful, but the air inside(up to 70 times more toxic)can be made cleaner by purchasing and installing some sort of unit that will help clean the air. And a good choice it was. Several un... Keywords: Air purifiers,toxins,health,children Article Body: Home air purification systems are being purchased by the millions. Many adults both with and without children are realizing that the one thing they can control in their home is the air they breath. Many have done their diligent studies or took it on recommendation that the air outside is harmful, but the air inside(up to 70 times more toxic)can be made cleaner by purchasing and installing some sort of unit that will help clean the air. And a good choice it was. Several units will filter out the dust, the dander from their pets, and some other particulate that is unseen. Some units can even filter out some of the toxins that float around us while we are in our home. And they work too. But did you know that these airborne toxins, once on the skin, can actually cause as much harm to you, your children and your pets, as it does to inhale them? Most people know this subconsciously, but they neglect to do anything about it. Most of the products that you bring into your home from the store to use for whatever purpose contain chemicals that over time can and will bring harm to you. Most of us think that these products could not be sold to us if this were true. Unfortunately, there is no requirements for testing these products and there is no requirement to even list everything they contain on the label (testing is done as we know, with animals, and many companies have found alternative testing methods. But there are a surprisingly high number of brand name companies that still do animal testing. That is a whole other discussion). I was surprised to learn that, because I live in a country that seems to regulate everything else, why not consumer and personal care products as well. There are countless examples you can take a look at from the products in your home right now. I�m sure you have seen them already. Look at your oven cleaning solution. Does it say anywhere on the container �danger�, �warning�, �poison�? Do the instructions indicate that you should use gloves when applying? How about to have good or adequate ventilation? Look at your floor cleaners, or window cleaners. Did you know that ammonia, which is a good cleaning agent found in window cleaners, can cause an irritated nose: maybe some slight breathing problems? And not to mention the injury you could sustain if you get it in your eyes. Long term, or repeated exposure could have an effect on the lungs, could cause pneumonia, cataracts, glaucoma, kidney damage, the list goes on. And that�s just ammonia. The recommendation when handling ammonia is to avoid skin contact (we are talking about pure ammonia here). Wear protective gloves and chemical-resistant clothing. The National Institute for Occupational Safety and Health (NIOSH) recommends wearing gloves made of Butyl, Teflon or Viton for up to 8 hours of exposure and Nitrile gloves for up to 4 hours of exposure. Keep clothing clean and free of oils and grease. Even diluted, does that give you cause enough to get rid of everything containing ammonia that YOU brought in? In the personal care section, I can tell you first hand that the products you use on your head, by and large contain chemicals that render bacteria sterile (they used to be able to kill the bacteria by adding formaldehyde to the mixture. This was done for many years but has since been changed). The ingredients in use today do not �kill� any bacteria that may have gotten into the mix: they make it so the bacteria cannot reproduce while it is sitting on the store shelf. Otherwise, you would be putting a significant amount of bacteria onto your scalp everyday and if you had a scratch or cut on your head or neck, you would get a serious infection. Unless a company uses a plant extract or herb, a chemical like this cannot be healthy. Man made phosphates and man made chemicals derived from petrochemicals located in your soaps, toothpaste, and deodorant also absorb through our skin and can cause immediate problems and problems over time. Stop and think about where you spend most of your time. How about your kids? Chronic conditions are more problematic in women because women do most of the cleaning in the home. They are exposed to these chemicals for more time, and over time. Pregnancies can be complicated and asthma in children can be traced back to the chemicals and chemical products we use everyday. What should you do? You started out by purchasing and installing a home air purifier. That is a start. Now, you really need to either get more education on the various hazards you continue to bring into your home and expose you and your family to, or, make the decision to change to products that are much safer to use. They may be hard to find, but don�t you think that you are taking a great risk just to save a couple of dollars for a product that is on sale or that you have used all of your life, therefore it must be good? Make the change. Start today. You are working hard for everything else in your life, now you need to make your life (your body) stop having to work so hard to save you.

Title: You: A "Chief Everything Officer"? Word Count: 383 Summary: A new kind of CEO is sweeping the nation, but they're not high-powered business executives. Keywords: You: A "Chief Everything Officer"? Article Body: A new kind of CEO is sweeping the nation, but they're not high-powered business executives. The new CEOs are talented and efficient women and men who have the extraordinary ability to balance work, career, children and much more, yet still have time for themselves. AOL.com has dubbed them "Chief Everything Officers" and, with partner Dove, has created a new Web site that honors these dedicated individuals. And as we all struggle to juggle it all and find extra time in our day, the site also offers tips and information from leading experts, articles from Real Simple and All You as well as advice from the online community-to help transform regular people into CEOs. Here are some tips from the new site, www.aol.com/ceo, which shares the secrets to living a CEO lifestyle: Power It Up The Internet is a great way to save money and precious time. Whether buying a gift through shopping sites such as AOL Shopping, consolidating your bills on finance sites such as AOL Bill Pay or signing up for online reminders so you never forget a birthday, the Internet is an essential way to maximize your time while helping you stay organized. Clear the Clutter Feng shui experts would agree that clutter in the house can produce clutter of the mind. Why not take a time-out and clean your closet as a way to bring more clarity to your life? Who knows, you might discover old treasures tucked away or items that could be used by a local charity. Relax. Schedule Alone Time. The best way to stay focused is to make sure you take a time-out for yourself, and the bathroom just might become your new sanctuary. Dove, the global beauty brand, recommends enjoying an evening shower, which is a great way for busy women to pamper themselves and ease into a restful night's sleep. Reuse, Repurpose, Refresh Some of the best timesaving and budget-conscious tricks can help you become a better family manager. Some ideas include using old newspapers to clean your windows (which works wonders), taking old coffee grinds and using them in your garden as compost or checking out cooking sites like AOL Food to discover ways to make one meal that can be altered into several different ones throughout the week.

Title: Yeast Infections In General And For Baby�s ( Thrush) And Mothers. Word Count: 303 Summary: The traditional cure for yeast/ candida with Nystatin is often not successful. Antibiotics makes thrush and yeast infections worse. Still we want to cure our yeast infections and thrush with a remedy, which has no side effect and is successful in battling yeast/ candida infections (thrush). Thrush is showing up in baby mouths as small white spots and are difficult to remove. Thrush often goes hand in hand with a diaper rash. Having a baby and having a yeast/ candida infec... Keywords: yeast infection, candida, thrush, Oil of Oregano, stress, acidophilus Article Body: The traditional cure for yeast/ candida with Nystatin is often not successful. Antibiotics makes thrush and yeast infections worse. Still we want to cure our yeast infections and thrush with a remedy, which has no side effect and is successful in battling yeast/ candida infections (thrush). Thrush is showing up in baby mouths as small white spots and are difficult to remove. Thrush often goes hand in hand with a diaper rash. Having a baby and having a yeast/ candida infection either when you breast feed or when the baby has thrush (yeast infection in the mouth) or in your digestive system or/ and the female parts yeast/ candia infections are in the rise. There is a simple home test you can do. The candida, yeast spit test. See yeast infection on my website for more information. Avoid sugar and white flour products. These ingredients are nutrition for yeast and will feed the yeast/candida. Add acidophilus and or kefir to reestablish a good intestinal flora. Avoid stress, stress diminishes your immune system and infections have more changes to manifest in your body. For babies add some Oil of Oregano on the baby�s feet. When you have sore nipples massage the Oil of Oregano on the nipples and take it internally 3-6 drops every 3-6 hours depending on the severity of your infection and do not forget to take acidophilus and or kefir. Oil of Oregano is very strong and needs to be supplement with friendly bacteria which grow in your intestines. For the diaper rash...try to leave the diaper off as possible for a little while and you of course massage the bottom with Oil of Oregano. A nice side effect of Oil of Oregano is that it makes your breath smell like Oregano but people will associate it with eating Pizza.

Title: Xylitol Word Count: 1032 Summary: This form of cavity hate mail is not uncommon. In fact the writer simply expresses his own feelings when it comes to the pain of tooth decay. He suffered so we don�t have to. Finally John has decided to give us some resources for obtaining and using xylitol based products. Keywords: John Bateman, xylitol, cavity, caries, dentist, dental cavities, oral cavities, bacteria, streptococcus mutants Article Body: I am so excited about xylitol. It is perfect for those who want their families to be healthy and cavity free. Xylitol has 40% less calories than sugar and fights cavities instead of creating them. The best part is that Xylitol tastes delicious! Substitute sugar in any recipe with xylitol at a 1:1 ratio. There is a great desert cookbook with recipes for cooking with xylitol. This cookbook contains a wide variety of delicious recipes such as black forest cake and Boston cream pie as well as recipes for cookies, pies, and ice cream! Xylitol fights bacteria, especially the most harmful bacteria that can be found in our mouths. These bacteria can store acidic sugars to be used to decay teeth during times when we consume little or no sugar! Xylitol is safe to be consumed by diabetics and those who are hypoglycemic because it is a sugar alcohol. It has an advantage above other sugar alcohols- it is all natural, extracted from birch trees, sugar cane bagasse, and corn cobs/stalks. That�s right- it is not created in a laboratory. It is not a synthetic chemical. It does not have an aftertaste like artificial sweeteners. Xylitol is the ultimate prevention tool when it comes to cavities. Many people believe that when a cavity forms the only thing that will stop it is a dentist�s drill. This is not true! Xylitol can stop cavities from worsening and can eventually heal cavities by creating an environment where the tooth actually restores its enamel coating. Is there a time for the dentist drill? Yes I think there is, when we have let mouths get so infested with decay that the tooth has died or is nearly dead. I my self have had several cavities and I don�t recommend it to anyone. I have written three other articles on xylitol, Xylitol the Cure for Caries, The Many Bacteria in Your Mouth, and Safe, Healing, All Natural Xylitol. Each are easily found with a search engine. In all of them I have advocated the benefits of xylitol, told you why we have cavities, and even explained and given you solid research where you can find out for your self if xylitol is as good as I say it is. However, I have yet to give you a resource for obtaining xylitol; the fact is that there are many different companies and products some better than others. I had the owner of Squiggle toothpaste call me and ask about buying a bulk order of his the product. He claims that his toothpaste is superior because it has more xylitol (36%) than the leading brands. I think he is right, what I mean is that xylitol high products are better than xylitol low products. Just the other day I used a Crest brand toothpaste with a combination of xylitol and sorbitol, it also had tons of fillers and abrasives. Folks, if your toothpaste has a gritty sandpaper effect on your teeth, guess what you are actually destroying the very thing that protects you from cavities, your enamel. Stop buying those abrasive toothpastes, your toothbrush bristles do a fine job. Ok so here is my list of great xylitol companies and products to buy: Xlear, Inc. P.O. Box 970911 Orem, UT 84097. I use to work for clear in their shipping and warehousing department. Their xylitol is fairly good and is imported like most xylitol from China. Products: � Xlear, nasal wash Sugar in a nasal wash? We�ll cover that in another article. � Spry Infant Tooth Gel not for pain when teething, but for stronger permanent teeth, see my article titled Safe, Healing, All Natural Xylitol. � Spry Cool Mint Toothpaste � Spry Cool Mint Oral Rinse � Spry Gum, spearmint, peppermint, cinnamon, and fresh fruit � Xylosweet, sugar substitute or as they call it sweetener � SparX Candy, berry, citrus, fruit Probst Farms 3350 South Probst Lane Charleston, Utah 84032. They buy their xylitol from Xlear, Inc. or at least they used to when I worked for Xlear, Inc. Products: � Sugar Free Jam Preserves, apricot, mountain berry, peach, raspberry, strawberry, and wildberry. � (Sugar meaning �sucrose�) � Sugar Free Diet Syrup, maple and wild blueberry � Sugar Free Honey � Sugar Free Tomato Ketchup Epic Industries, Inc. Provo, UT 84601. One of the founders of Epic Industries, Inc. actually use to work early on for Xlear, Inc., so I guess you could call it a spin off company. I am not sure where they get their xylitol from, they use to get it from Xlear. Products: � Xylitol & Fluoride Toothpaste � Fluoride Free Xylitol Toothpaste � Gum, spearmint, peppermint, cinnamon, and fresh fruit � Mints, peppermint and fresh fruit � Oral Rinse, spearmint � Euphoria Xylitol sweetener Leaf Oy, box 406 (K�rs�m�entie 36) 20101 Turku Finland. Claims to have the first 1005 xylitol gum, I wouldn�t be surprised, the USA has been so behind on adopting cures, the dental industry makes MORE money from us when we have more cavities. Products: � XyliFresh gum, 100% xylitol sweetened � Jenkki, xylitol-sweetened chewing gum � L�kerol Dents, xylitol-sweetened throat lozenge Emerald Forest Xylitol, 557 #E Burbank St Broomfield, CO 80020 Products: � Emerald Forest Xylitol Sweetener � Lena�s Orange Marmalade � Emerald Forest Fudge Bar, Chocolate, Chocolate with walnuts, Rum, Mint, Orange, Coffee, Maple, Vanilla, Vanilla with walnuts, Peanut Butter, Peanut Butter with Walnuts, and Lemon. � Lena�s Peppercot Jam � Ricochet Mints, peppermint, lemon-lime, and fruit punch � Emerald Blend Chewable Vitamins � Ricochet Gum, peppermint, spearmint, cinnamon, and fruit punch. Miscellaneous Companies Products: � Squiggle Toothpaste � Sweeten Your Life the Xylitol Way, recipe book by Dr. Karen Edwards As far as xylitol resources are concerned many of the companies listed above have some great articles and research studies to back up their claims. But be studious, read the actual research sometimes companies are not allowed to tell you how effective their product actually is due to FDA regulations. Yes, only the FDA has the authority to tell us what cures what, and when something becomes a cure then it becomes a drug. So you�ll notice those disclaimers when doing your searches. I do recommend one specific website for a great summary of what xylitol is and does. That is of course the free encyclopedia, WikiPedia found at www.WikiPedia.org. Search for xylitol you�ll find it.

Title: Woof! I Can Help Word Count: 705 Summary: As a family psychologist, I�m always interested in learning about different therapeutic approaches to helping kids. One approach that receives much less attention than it deserves is therapy involving animals, especially pets. Animals can help reduce the vulnerability children feel when they are working on different types of behaviors or emotional challenges. Whether you have to talk to your child about �all the missing cookies� or a more serious matter, the presence of a ... Keywords: pets, dogs, cats, children, emotional support, kids, dog, cat, animals, therapy Article Body: As a family psychologist, I�m always interested in learning about different therapeutic approaches to helping kids. One approach that receives much less attention than it deserves is therapy involving animals, especially pets. Animals can help reduce the vulnerability children feel when they are working on different types of behaviors or emotional challenges. Whether you have to talk to your child about �all the missing cookies� or a more serious matter, the presence of a pet can go a long way toward reducing his or her discomfort and self-consciousness. Being able to hug a dog or pet a cat while dealing with some tough issues helps to limit the feeling of �being on the spot.� The warmth of an animal�s body, the softness of its coat � the very fact that it is a living thing � provides an opportunity for emotional relief and connection. Many pet owners say they enjoy the unconditional love an animal provides. What is perhaps more important is the opportunity a pet provides to express love. I�m not suggesting that you immediately rush off and buy a pet if your child is dealing with behavioral or emotional challenges. But if your family would like a pet and can make the commitment to provide it with a good, safe home; it�s worth considering. Your child may enjoy researching different animals and planning for its care. Many parents have learned that pets are an excellent way to build empathy as well. Taking care of the family pet, or a stint �dog-watching� or �cat- sitting� for a neighbor might be a child�s first job. Children sense that living things require greater care on their part and usually rally to meet expectations when they�ve been given a sense of responsibility for an animal: picking its name, selecting its collar, choosing special pet snacks or toys at the grocery store. Animals serve both as real companions and as potent symbols that wind their ways deeply into children�s minds, providing a health opportunity for emotional projection. Why else would animals show up so frequently in children�s art and stories? Some studies have even shown that the presence of a dog while learning to read or play the piano helps accelerate those processes. This makes sense to me. So much of what children struggle with during learning is a lack of fluency brought on by their own self-consciousness. Anxiety inhibits the neural connections that make learning easier. Isn�t it harder for all of us to learn something if we are worried about doing it well enough? The presence of an animal reduces that self-consciousness and supports the capabilities of a more relaxed mind. In her thought-provoking book, Why the Wild Things Are, psychologist Gail Nelson writes eloquently about animals in the lives of children. She cites studies demonstrating that when animals are present in the classrooms of young children, it helps them gain control of the emotional swings that are part and parcel of early childhood. Dr. Nelson also notes that by third grade, animals are much less in attendance � probably for the same logistical reasons it is hard to bring animals into traditional therapy sessions. In my own clinical office, I have fish which, while not being as physically accessible as a cat, dog, or guinea pig, are still a source of projection for the children I work with. �Can you see Mr. Little?,� I might ask. �Does he feel shy like you do sometimes?� �How do you like my shark? He thinks he�s so tough he doesn�t have to listen to anybody �does he remind you of anyone?� In so many ways, animals connect children to a reality larger than themselves. A child who cannot bear to share with his brother or make a concession to please his sister may faithfully walk the dog or forgive a chewed-up baseball glove�learning to nurture and empathize in the process. The companionship and devotion typically provided by the family pet can be of great consolation in a hectic household, at times when a child is �in the doghouse,� dealing with a tough transition, or feeling sad or lonely. Pets of all kinds can truly be a "family's best friend."

Title: Wood vs Metal Loft beds (bunk beds) Word Count: 455 Summary: If you are in the market for loft beds or bunk beds, a major choice is wood versus metal. Depending on the overall look and size you desire, you will want to choose a differently constructed bed. Although both materials are both sturdy and safe, many individuals choose either metal or wood when searching for the optimum bed to fit the room. Keywords: beds,loft beds,bunk beds Article Body: If you are in the market for loft beds or bunk beds, a major choice is wood versus metal. Depending on the overall look and size you desire, you will want to choose a differently constructed bed. Although both materials are both sturdy and safe, many individuals choose either metal or wood when searching for the optimum bed to fit the room. Most older bunk beds are made of wood, and are generally easier to make safety modifications and enhancements. Also, the price of wooden bunk beds may be more economical, especially if you are shopping at second hand stores or using a bed previously used by a friend or family member. Furthermore, wooden bunk beds can be easily repaired, painted, stripped, or stained to create a completely different look for differing tastes. Metal bunk beds are usually made of tubular metal and thought to be a classic kid�s type of bedding. How many times have you seen a red or white metal bunk bed in a child�s bedroom? Metal bunk beds made in recent years are built to the set safety requirements, but if any safety requirements are not up to par, emendations are much more difficult to make. When looking at loft beds, the newer, stylish beds are made of metal. Additionally, metal loft beds take up less space so that tight spaces will not be further infringed by bulky metal creations. Also, metal beds allow a greater amount of decoration than wooden beds, so these are quite popular with the feminine crowd. Additionally, a change in style requires nothing more than a can of spray paint in the new and improved color. Wooden loft beds are most associated with college dormitories, where loft beds built of raw two by fours are king. These beds can be found around every corner of campus come move-in day, so keep your pennies for things like books and purchase a used loft bed. You may even gain a couple new phone numbers, since most college co-eds use their loft beds as a huge message pad. The plus side of a wooden loft bed is that you will save a great deal of money on paper! Whatever type of bunk bed or loft bed you choose to purchase, ensure the bed is safe. It does not matter if you are two, twelve, or twenty, safety is still important when entrusting your bodily safety while you sleep. A teenager can roll out of bed just as easily as a toddler, so be sure all beds have the proper guard rails and safety precautions. Generally, the choice between wood and metal bunk beds or loft beds is completely personal and depends on the space and the style.

Title: Women Crews Build Homes and Dreams Word Count: 331 Summary: With hammers in hand, women across the country are coming together to build homes and better futures with families in need. Keywords: Women Crews Build Homes and Dreams Article Body: With hammers in hand, women across the country are coming together to build homes and better futures with families in need. Habitat for Humanity International's Women Build program, sponsored by Lowe's, a home improvement retailer, is working to make homeownership a reality. The organization trains women volunteers and the future owners of Habitat homes to construct and maintain simple, decent and affordable homes. "We have seen so many positive changes through the Women Build program, not only in the lives of the new homeowners, but in the lives of the volunteers," said Fiona Eastwood, director of Women Build. "Women from all walks of life are picking up tools, determined to build a better future for our nation's children and leave a legacy of volunteerism." Women Build is not about excluding men, however. It's about including women who have a willingness to learn new things and meet new people. According to Eastwood, women are often intimidated on a "mixed" construction site. At a Women Build site, she says women are able to quickly and comfortably learn construction skills. In a recent survey conducted by Lowe's and Habitat for Humanity, women most often cited their desire to help children and families in need as a motive for volunteering. Another reason they often cited was the desire to improve their communities and neighborhoods. Habitat houses are sold at no profit to partner families and are financed with no-interest mortgages that are issued for 15 to 30 years. House payments go into the "Fund for Humanity" to be used to build more Habitat for Humanity homes. With Lowe's as the national underwriter for the Women Build program, more than 150 homes - an increase of 50 percent over last year - will be built this year by women crews. "We're proud to partner with Habitat in supporting women who help families move out of substandard housing into their own home, where they can enjoy the dignity that every family deserves," said Larry Stone, chairman of the Lowe's Charitable and Educational Foundation.

Title: Wine Gift basket - Revitalizing relationships Word Count: 318 Summary: Wine gift basket is a hot gift idea that opens up fresh perspectives and revitalizes relationships. Keywords: custom made gift basket, Custom gift basket, custom online gift basket, custom wine gift basket Article Body: If you have a party circle of friends and relatives with whom you raise toasts of wine then presenting them a wine gift basket would be the hottest gifting idea ever. It could also be offered for business or festival occasions, romantic getaways or other family celebrations. Wine gift baskets open up fresh perspectives and make great conversations and refreshes relationships. People with different pockets and sensibility can afford wine gift baskets. You can easily find out the name and popularity of wine with the type of grape used to prepare it. Wines made from good grapes always differ from any type of concentration or combination. Color of the wine comes from the contact with skin of the grape as such you can get white wine from red grapes prepared without the skin. Any type of wine may be dry, off dry, sweet or semi sweet can be presented as Red wine, White wine, Champagne, beer and other varieties found all across the world. Since food and wine go all together you can include your custom made wine gift basket with a bottle of wine and ready to eat meal such a crackers, soups, starters or salads, pasta, pizza, cheese and desserts. It can also be teamed up with spicy Asian foods, eggs and vegetables. You should include a personalized label with the gift basket along with the family name and can have wine accessories in the basket such as crystal wine glasses, corkscrews, fine coffee table books on grapes or an exclusive wine club membership. You can also include gourmet foods and chocolates that will encourage more self indulgence. So if you are looking for perfect appreciation gift then you can choose to present a wine gift basket that shall be a good holiday spirit for your friends and wine lovers. You are recommended to visit our website customgiftbasket.info

Title: Window and Portable Air Conditioners Word Count: 1052 Summary: Perhaps the most widely used air conditioners are the window air conditioners. They are quite popular for heating and cooling in both domestic and commercial premises. The basic advantage of a window air conditioner is that unlike the central air conditioners and the split air conditioners, it fits well in the window giving a good look and it does not occupy any space of the room at all. Keywords: air conditioners,air conditioning,portable air conditioners,window air conditioners Article Body: Perhaps the most widely used air conditioners are the window air conditioners. They are quite popular for heating and cooling in both domestic and commercial premises. The basic advantage of a window air conditioner is that unlike the central air conditioners and the split air conditioners, it fits well in the window giving a good look and it does not occupy any space of the room at all. Moreover, window air conditioners do not need to be shifted every now and then from one place to the other. However, like any other air conditioning equipment, it produces noise, the intensity of which differs with the type and size of the window air conditioners. Constant noise can indeed be very disturbing and distressing to the home and surrounding residents. It is, therefore, advisable for the consumer to compare window air conditioners by checking the sound power level labels on the unit or in the literature specifications. The noise levels are often given in decibel ratings and the higher the decibel level, the louder the unit will be. The sound pressure increases by a factor of ten for every 10-decibel increase. For example, 60 Decibels is 10 times louder than 50 Decibels and 100 times louder than 40 Decibels. The compressor and the fan are combined in a single unit and mounted in the window air conditioners and this is the source of all the noise in the air conditioner. The other causes of noise could be worn bearings, cabinet rattles, dirty or rusty fan blades, worn rubber mountings and compressor wear. Regular maintenance can reduce the noise to some extent but with the passing of time, there is bound to be an increase in the level of the noise. You should check whether your window air conditioner is vibrating or producing a rattling noise and if so, then it is not a normal situation. The reason for this can be improper installation or loose side panels. If, however, you hear a scraping noise, you should either take the help of an authorized service provider or you can also try to find out the cause and repair it yourself. The following steps can help you in tracking the fault and repairing it: You should tighten the screws holding the front panel onto the unit. You should check carefully the window all round the unit. You should then turn the window air conditioner on and press your hand against the sash. If you find that as you press your hand against the sash, the sound changes in pitch, then you should put some wooden shims in the gap between the window air conditioners frame and the sash. If, however, the pitch of the noise changes when you press your hand on the glass, you should use some insulating cellophane tape between the glass and the frame. You might have to use putty if that does not reduce the noise. If you feel that the sound is originating from within the unit, you should take the unit out of the window and check to see if the fan blades are bent. If so, just bend them back so that they match the others. Portable Air Conditioners Ensure Economy And Convenience With the onset of the damp weather, it becomes difficult to survive without constant central air conditioning but that can prove to be quite expensive. The answer to this problem is a portable air conditioner as it has many advantages. It is easy to shift from one place in the home to another and that makes a portable air conditioner the ideal cooling system solution for your home, office or industrial site. The portable air conditioners are easy and quick to install, as they do not involve any lifting or tearing up of windowsills. Moreover it can be shifted very easily from one place in the home to the other. For taking care of the hot spots in the central air conditioning, the portable air conditioners are far more convenient than window air conditioners. It is also ideal for window shapes, which present problems for installation. There is nothing like portable air conditioners for use as a spot cooler in the home. A portable air conditioner is an excellent choice for saving money as just one unit needs to be purchased and it can be shifted easily to where you need it as it is mounted on castors and some can weigh only about 36 pounds. Moreover, as only one room is cooled at a time instead of the whole house, the total energy consumption is very low as compared to other air conditioning systems. Another advantage of portable air conditioners is the energy efficiency that they provide. The average efficiency is in the 8 to 10 range although some are as high as 15, which is 50 percent better than most older central air conditioners. The small size of the portable air conditioners is very advantageous and as such it can fit in a corner or against a wall. It functions like an effective dehumidifier if you do not vent the warm exhaust air out through a window and its size is also the same as that of a room dehumidifier. In order to reduce humidity and allergies, even the small ones remove 35 pints of moisture per day from the room air. The portable air conditioners also use the heat-exchange principle as the other air conditioners to cool and dehumidify the air. The operating principle is also similar to a window air conditioner as the room air circulates over cold evaporator coils to cool and dehumidify it inside the unit. The room air is exhausted outdoor after flowing over the hot condenser. There is no chance of already-cooled indoor air escaping outside as two ducts are now used. Nowadays, you have electronic controls in most models and you can set the desired room temperature, blower speed, start and stop timer, and operation mode (cool, dehumidify, heat). The portable air conditioners also have hand-held remote control with which you can conveniently change all the settings as per your need. The other features of portable air conditioners include a built-in air cleaner with an optional charcoal filter and oscillating louvers to distribute the cool air throughout the room. You can also switch off the louvers to direct the flow of air towards yourself, if you so desire.

Title: Will Your Teen Make Money This Summer? Word Count: 343 Summary: Summer is coming. Most teens start thinking about earning extra money during the months between school terms. Is your teen looking for a J-O-B or is he or she thinking of starting a business? Let�s look at the benefits of each to help you and him decide which way to go. 1. Income Potential JOB: You�re guaranteed a set hourly income and only the amount of hours offered by the company. Own Business: You earn money based upon your hard work, creativity and innovation. ... Keywords: Article Body: Summer is coming. Most teens start thinking about earning extra money during the months between school terms. Is your teen looking for a J-O-B or is he or she thinking of starting a business? Let�s look at the benefits of each to help you and him decide which way to go. 1. Income Potential JOB: You�re guaranteed a set hourly income and only the amount of hours offered by the company. Own Business: You earn money based upon your hard work, creativity and innovation. It is not guaranteed, but there is potential for more money if you work harder. 2. Schedule JOB: Your boss determines your schedule. He or she may be flexible. Or not. Own Business: You schedule your own hours. This may mean working more or less than an hourly job. You can work around your life schedule. 3. Pay scale JOB: You can earn your hourly rate and not much more. The potential to earn more is dependent on whether or not the boss can give you more hours. Own Business: You determine the value of the work you're doing and your asking price. You often can earn more money with fewer hours. 4. People JOB: You may have a great boss and co-workers who you enjoy. Or not. Own Business: You deal directly with your customers. You choose whom you do business with. Because your livelihood depends on it, you need to learn how to work with people well, even if you may not like them. 5. Experience JOB: You get trained on the job. Own Business: You teach yourself. The more you commit yourself to learning, the more your business will grow and develop. It�s a tough choice. If your teen isn�t ready for starting a business completely on his own, then work together with him to make a family business a success. The key, however, is that he has to want it, or you'll be fighting a losing battle. Start the discussion with him now and see if his own business might be the right choice this summer.

Title: Will the Democrats be able to Reverse the Online Gambling Ban Word Count: 513 Summary: Thanks to a mid term election win the Democrats now control both houses of congress for the first time in 12 years, but will they try to reverse the online casino ban and if they do will they be successful. Keywords: Demecrats,republicans,gambling,ban,elections,congress,port security, Article Body: Many people were hoping that if the Democrats won control of Congress they would reverse the online gambling ban, but experts doubt they will even try or that if they do that the will be successful. Once the bill was passed and signed into law by the president, it became much harder to reverse the law. The democrats would need to bring up the law and get it to a vote, then after the vote passed it needs to go to the president for his signature. The problem with this is that the current president is the one who signed the bill into law in the first place. Another problem is because the gambling ban was attached to another bill, it means that to reverse the law the entire bill needs to be reversed, but the other part of the bill is for an increase in port security, so any congressmen who recommends reversing this law, will be going on record as trying to reverse the increase in port security. Because of this trying to get the law reversed could ruin a congressman�s chances of ever getting elected to public office again for the rest of their lives. It is more likely that it will have to wait till the end of George Bushes term in office and then get an amendment to the law that reverses only gambling ban part of the law. So if you are on Online Gambling enthusiast and you were hoping that after the election the online gambling ban would just disappear I am sorry to say you were mistaken and that you are going to have to wait a little longer, but that does not mean you need to sit quietly by. The key is to make sure that you are heard, write letters to congressmen, and attend protest rallies anything that will keep this issue in the front of the minds of the politicians so they know that just as the Republicans lost the house so can they. The republicans used the online gambling ban to try to gain votes for them in the last weeks before the election, but it backfired on them and lost them more votes then it brought in. Hopefully the Democrats will learn from the mistakes of the Republicans and will understand that banning something never works, and that it is only thru regulating the online gambling industry that will ensure that it is safe and honest to play and that no underage children manage to play. Other wise I am sure that the Democrats will also see the wrath of the American voters when it comes time for the next elections. The American people are tired of having the government controlling every aspect of their lives and I think this election may have made their point for them. So if the question is will they try to reverse the law I am sure they will try, but how successful they will be is still up in the air, and no one can really know what the outcome will be.

Title: Why we Need to Take Risks Word Count: 554 Summary: If you want to get ahead in life you have to take risks. Being the best always comes with the willingness to take chances and in one way or another, this is the same in every aspect of life. Keywords: Psychology, human nature, education, society, news and society, art and entertainment philosophy Article Body: It does not matter if you are a Doctor, a Lawyer or an infantry soldier in the Army if you want to be the best and get ahead, you will need to take risks. A doctor may have to take risks when working with a patient. The Doctor may have to experiment with different forms of medications or new surgical procedures when all else has failed in an attempt to help the patient. A lawyer may have to argue a case in an unorthodox manner to win the case, but if the lawyer wants to become the top lawyer and make millions of dollars fighting high profile cases lots of risks have to be taken. A soldier may have to take a risk and run thru gunfire to save another injured soldier, to complete their mission, or just to secure an area from being overrun by enemy troops, after going days with little to no sleep, but if a soldier wants to get promotions and eventually lead men into battle they also need to take risks. These risks are not unlike someone looking to get rich in a casino, they have to be willing to risk everything they have to get that million dollar payoff. If you play it safe in a casino you may get lucky and win a big jackpot on the slot machines, but if you want to make millions you are going to have to play games such as Poker, Blackjack, Roulette and Craps . These are the games that with some skill, some luck and a lot of risk taking you can retire off your winnings. The same can be said about life in general. No one gets ahead in life from playing it safe. You will not meet your special someone if you are too afraid to risk getting rejected by someone, you will never get that big promotion unless you take risks at your job. It is very important to continue to take risks in life. To stop taking risks means to stand still in life. Standing still in life is one of the main causes of depression. These are usually the people afraid to confront the boss and tell him that they demand a raise; they are the ones that allow life to pass them by out of fear. The entire purpose of fear is to stop you from taking a risk. Fear is nothing more then the unknown. If you have always wanted to quit your job and open a shop but you are too afraid to do it, this is because you are afraid of failing and risking what you already have. It is important to learn to take risks in life if you want to be happy, you may not always get the things you risked for, but you will know that you tried, and in the end it does not matter in my opinion if you succeed or not it is how many risks you try to make that is the real test of how successful you are. Just remember if no one took risks we would be a world without flight and probably no automotive vehicles at all, maybe we would have no electricity. So risk truly is needed to improve the world.

Title: Why Taking Care Of Mommy Is So Important Word Count: 526 Summary: It�s a novel concept, isn�t it; somebody taking care of you? Well, that somebody ultimately has to be you, and I know how it is, you�re way too busy taking care of everybody else to give yourself any time. But, let me tell you why you have to take care of yourself, and give you some ideas as to how to do accomplish this monumental feat. You�re the Mom � and if you�re out of commission, everybody suffers If you can�t manage to take care of yourself, for yourself, then take... Keywords: Baby, babies, infant, parent, mother, child Article Body: It�s a novel concept, isn�t it; somebody taking care of you? Well, that somebody ultimately has to be you, and I know how it is, you�re way too busy taking care of everybody else to give yourself any time. But, let me tell you why you have to take care of yourself, and give you some ideas as to how to do accomplish this monumental feat. You�re the Mom � and if you�re out of commission, everybody suffers If you can�t manage to take care of yourself, for yourself, then take care of yourself for everybody else! A well-rested, happy Mom is much more likely to have happy, thriving children. If you�re tired, or you haven�t had an adult conversation in weeks, it will start to show. You�ll be grumpy to say the least; at worst you could be downright dangerous when doing something like driving a car. A frazzled Mom is no good to anyone. How you treat yourself is how you�re teaching your children to treat you If you never let your children see that you have needs, or that you take the time to meet those needs, you�re teaching them that you are, indeed, a doormat, and should be treated as such. Ok, so now you know you need to take care of yourself, physically and emotionally, but how do you make it happen? Start with your calendar Put some appointments in it that will let you have some time to yourself. You choose the activities that will soothe your soul, but whatever they are, make time for them. A few hours a week devoted to something you love other than your family, will help keep you refreshed and feeling like your old self. Ask for help You know by now that men are different, right? Well, one of the ways they are different is that they don�t mind telling their partner what they need. And they expect the same from us. If you need your husband to plan to watch the baby for three hours every Saturday so that you can have some time to meditate, vegetate, shop, whatever, you need to tell him. He�s not going to come up with that idea on his own, but if you tell him what you need, he�s likely to oblige. Make friends with other women in the same boat There is no substitute for a girlfriend who understands. If you�re a stay at home mom, find some others to hang out with. It may mean some company for you and a play date for your child at the same time. If you�re a working Mom trying to juggle everything, hook up with some other working Mothers to talk things through. It works wonders to know you�re not alone. Plus, you might get some valuable ideas for handling some of the issues you face. As the Mom, you�re really the heart of your family. Your well being translates into everyone�s well being. Take the time to enjoy the whole person that you are, not just the Mom.

Title: Why so many states are legalizing gambling? Word Count: 515 Summary: For many years gambling has been outlawed in most of the United States, but recently several states have made the move to legalize gambling in one form or another. In this article we will look at why these states decided to make the change Keywords: Gamling, casinos, casino gambling, entertainment, sports and leisure, government, society, Article Body: There are currently 13 states that have legalized gambling and they have over 450 casinos between those states, and they bring in 72 billion dollars a year. From this money states get extra money for road repair, schools and many other things that a state needs money to fix and maintain. In the last 10 years there have also been a large number of Indian casinos being granted licenses in states that do not have legalized gambling, which means the only place t gamble in those states is in the Indian Casino, and they do not pay taxes on that money. Many states are waking up and realizing that there is a very profitable business out there that they are not getting any revenue from, and not only does it bring money into the state it also creates thousands of jobs for each casino that opens. So for a state with a high unemployment rate this means more people are working and less of the stats money needs to be spent on these people, again a win for the state and the people. It also means more money for the state to feed kids a hot meal at lunch and the money to put new books in the classrooms and maybe to build more schools. This money is also used in some states to hire more police officers. Legalized gambling besides bringing in more money to the government in taxes also brings money into the community gamblers will use services such as hotels, restaurants and other local attractions while they are in the area. This can bring a major boost to a small starving economy separate from that of the casino. Another reason why many states are pushing to make gambling legal is to attempt to wipe out the illegal gambling business. Many people feel that if gambling is legalized there is no reason for people to go to sleazy and dangerous back room casinos. These type of places are becoming harder and harder for the police to find and as soon as they do find them, they will either pack up and change locations or another will just take their place. Another bad thing about illegal casinos s that there is no one monitoring to make sure the casino is not cheating their players. In many cases police have raided illegal casinos and found that all the table and card games are rigged for the casino to win, and if this is ever discovered the casinos operators have in the past committed murder to keep their secrets, and most people fear for their lives and refuse to cooperate with the police. Legalized gambling is monitored to make sure both the player and the house are playing an honest game. Do not let all of this make you think that gambling has no downside. A lot of this money has to go to treatment for people, who develop gambling addictions, and most cities with a casino do usually see a rise in crime in those areas, so more police officers are not just a luxury it is a necessity.